1. Incomplete information Applying for a credit card online requires simpler information than going to a bank counter to apply for a card. But this will also result in the information you submit being incomplete, which will affect the bank's score during review. The score is the key to how much credit the bank will approve for your card.
2. The credit is not very good or the credit is not good. The reason why many people choose to apply for credit cards online is that the bank’s review is too strict. Therefore, some people with not very good credit or have no credit will choose to apply online. Apply for a credit card online. But if you have credit problems, even if you apply for a credit card online and are not as strict as banks, you can apply for the card, but it will still affect the approved limit of your card. For those who have no credit, because you have no previous credit record to rely on, even applying online cannot change the problem that banks are not easy to review, and this will naturally affect the limit of your card. The above is the answer to "Is the credit limit low when applying online?" Although it is more convenient to apply for a credit card online and it is easier than applying for a card at a bank, the limit will be relatively lower than applying for a card at a bank. This is something that everyone needs to pay attention to. When you apply for a credit card online, you should provide as much complete information as possible. As long as you have good qualifications, you don’t have to worry about not being able to apply for a high-limit credit card.