What is the full name of ICBC Black and White Vegetable Card? What are the privileges?

Card gods who often play with credit cards will pay special attention to some high-quality and distinctive credit cards, and will even give the products aliases. For example, the ICBC Black and White Card is a typical example. If you rarely come into contact with credit cards, you may not even know the full name of the ICBC Black and White Card, let alone the product rights. Today I will share with you the relevant knowledge about this credit card product.

The full name of ICBC Black and White Card is Peony Platinum Credit Card (MasterCard brand). It can also be called ICBC Standard Platinum MasterCard, because the card surface design is mainly black, with a silver big card in the middle. Peony is named after it looks like a black and white vegetable.

The ICBC Black and White Card belongs to the platinum level. The card has dual logos of UnionPay and MasterCard. Within the validity period of the card for 5 years, cardholders can not only enjoy the financial services and rights of the ICBC Credit Card Platinum Card, but also enjoy MasterCard. Core benefits provided by the card organization:

1) Buy one and get one free at MasterCard five-star hotel afternoon tea and buffet;

(Hotels include: Shangri-La, Hilton, Westin, InterContinental , Le Méridien and more than 20 five-star hotels across the country)

2) Enjoy free overseas WIFI for up to 4 days;

3) ICBC Cabbage Card holders can enjoy domestic Airport and high-speed rail VIP rights, the number of free tickets matches the consumption amount.

The above is an introduction to the ICBC Black and White Card. If you want to get this credit card, you must have actual overseas consumption needs, otherwise you will not be able to enjoy the core benefits provided by the MasterCard organization. In addition, the ICBC Platinum Card is not that easy to get. Applicants must ensure that their ICBC star rating is 6 stars or above, and their personal financial resources are strong enough.

What is the general credit limit for the ICBC Black and White Vegetable Card? The limit is too low and the card can only be canceled?

What kind of card is the ICBC Black Cabbage card? Is it easy to apply?

ICBC has always been called "the largest bank in the world" by card lovers. It issues many types of credit card products and has rich benefits, which many people want to buy. Many card friends asked, what kind of card is ICBC Black Cai? If you are interested, please join us to find the answer.

1. What kind of card is the ICBC Black and White Card?

The ICBC Standard Platinum Card MasterCard is commonly known as the “White and White Card”. How did it get this name? The main reason is the card surface design of this credit card: it uses pure black as the background color, and the peony flower printed in the middle of the card is silver-white. The entire card surface looks like a Chinese cabbage. Therefore, card friends call it "black and white cabbage." Card".

2. Is it easy to apply for the ICBC Credit Card?

The application conditions for ICBC credit cards are more stringent than those of other banks. As a platinum-level Black and White Credit Card, it is naturally not easy to apply for it. . But if you have a relatively deep "origin" with ICBC, there is still hope. The following application conditions are for reference:

1. The ICBC star rating is above 6 stars (inclusive) and 7 stars Best;

2. Old ICBC credit card users, who have used the card for at least 1 year, have a high credit limit, and have good card usage records;

3. Have financial management or deposits with ICBC , it is best to take a long time to move bricks and the amount is relatively large, at least one hundred thousand, or even hundreds of thousands.

Through the above introduction, everyone knows what the ICBC Baicai card is. It is a relatively high-end credit card product. It is not easy for ordinary office workers to apply, but as long as you are determined to apply, There are still ways.

What kind of card is the ICBC Black Cabbage card?

I believe that many cardholders are familiar with ICBC’s black and white dish cards. Even those who are not familiar with it should have heard about it often. The Black and White Card is an ICBC MasterCard Platinum Credit Card. It is definitely a symbol of high-end customers and can enjoy many VIP treatments. So why is this card called the Black and White Vegetable Card? Why is it so popular? Today I will give you a detailed introduction.

1. What is the ICBC Card?

The Black and White Cabbage Card is a nickname given to the ICBC MasterCard Platinum Card by card friends. Because the card is black in appearance and the peony in the middle is silver, resembling a Chinese cabbage, that’s why everyone calls it the Black and White Cabbage. .

2. What are the rights and interests of the black and white vegetable card?

1. ICBC’s annual fee can be reduced or reduced by redeeming points. The points need to be 160,000. If the annual consumption exceeds 200,000, the annual fee can also be offset. Among the many platinum cards in China, it seems that only ICBC can have it. For annual fee reduction services, other banks require you to pay an annual fee. For example, Bank of China has to pay an annual fee of 3,600 yuan, which is deducted directly when you open the card. Therefore, it is very well-founded that Black Cabbage is hailed as the best card in the universe by card friends.

2. Overpayment is free of charge. It is free to withdraw cash by credit card on the same day. You don’t need to bring cash when traveling on business. You only need to bring a credit card. In case of emergency, you can withdraw cash at any time. You can repay the money through online banking when you return to the hotel in the evening, and the account will be received all the time without any fees

3. Queue-jumping. ICBC has the largest number of branches except Agricultural Bank of China. You can jump in the queue when you go to the branch to handle business. You can jump in front of financial management funds. Basically, when you go to the branch and swipe your account, you can handle business immediately. The number you swipe out should be Starting with C.

4. High credit limit. As far as I know, the credit limit of Hei Cai can be increased from 50,000 to 1 million. Small banks have high credit limits, but it is difficult to increase the credit limit. Generally, it only reaches 200,000. It is difficult to increase the limit

5. If you want to increase the limit quickly, you can apply to adjust the limit within 3 months of using the card. There is no time limit for adjusting the limit after that. The temporary limit for increase of the cabbage is adjusted from time to time. Some people directly mentioned the quota from 50,000 to 500,000. Other banks generally require the card to be used for 6 months, and a single limit adjustment rarely exceeds 50.

Of course, as a high-quality tool of ICBC, there are certain thresholds for owning Baicai, which requires a contribution level of 6 stars and above. Originally, it was only available through system invitations, but now the threshold is gradually lowered at branches. You can apply directly, but the requirements are still very strict, the pass rate is not high, and some may not pass even if they have only one star rating, but the basic condition is to achieve 6 star contribution, and the rest will depend on the review of the card department.

That’s it for the introduction of the Black and White Credit Card.