After the validity period of the bank card expires, the cardholder can change the card at the counter of the local bank outlet with his valid ID card and old bank card. Under normal circumstances, before the bank card expires, the bank staff will inform the cardholder in advance by SMS or telephone. If the cardholder wants to renew the card, the bank will make a new card before it expires; If you don't want to renew your card, just cancel it. There are two common types of bank cards: first, debit cards, most of which have no validity period, and a few have validity period; Second, credit cards have a service life, usually 3 or 5 years; The service life of a bank card is marked on the front of the card.

After we successfully handle the bank card, there will be the validity period of the bank card on the card surface, and the writing format is generally year and month. After the bank card is successfully processed, you should first pay attention to how many years your bank card is valid. If you apply for a credit card, the validity period is usually three to five years. If you apply for a savings card, the validity period of the savings card is generally ten years. When the bank card expires, if you need to continue to use this bank card, you need to change it at the card bank before you can continue to use it, otherwise it will have a great impact on some related businesses.

After the bank card expires, the cardholder should contact the issuing bank in advance to apply for a new credit card, otherwise the card will not be used normally after it expires. It also takes time for banks to make and send new cards, so it is best to replace them in advance. Activate the new card in time. The old card can still be used after the credit card expires, and the old card will be invalid after the credit card expires or the new card is activated. Cardholders can activate their credit cards through telephone activation, official website activation and online banking activation.