overseas cardless payment lock means that when overseas cardless consumption (including pre-authorization) is initiated after opening, online and offline transactions cannot be conducted with the opened credit card. Overseas lock means that the card with this function can only be used for ATM and POS transactions in 1-3 common countries selected at the time of opening, and transactions will be refused in countries with unusual use (excluding cash withdrawal without card and cash withdrawal by scanning code). If the common country is not selected when the overseas lock is opened, the selected card cannot be used for ATM cash withdrawal and POS transaction (including pre-authorization) in Hong Kong, Macao, Taiwan and all other overseas areas.

what are the overseas payment methods

1. PayPal

PayPal is a pioneer in global payment, especially in the United States, which is the focus of Haitao. It supports 194 countries around the world and has nearly 2 million active users. Every time you use PayPal to make a purchase, you can choose to deduct the fee directly from the credit card. It can also be used to collect money, as long as the email address is provided, similar to Alipay collection, and you can also choose to deduct the fee from the wallet balance in the future.

2. Stripe

Stripe is the upstart of Internet payment. It was founded 1 years ago and its valuation has reached 4 billion US dollars. Stripe is for individuals or companies and charges 2.9% plus 3 cents for each transaction. Amazon, Airbnb, Uber, Apple and Facebook are all using Stripe's payment scheme. Unfortunately, Stripe has not yet opened its services to individuals or businesses in Chinese mainland, and there are certainly some workarounds, such as opening bank accounts in Hong Kong or the United States.

3. PingPong

PingPong finance is a cross-border e-commerce financial service provider, which provides international clearing services for domestic small and medium-sized cross-border e-commerce and supports shopping platforms such as Amazon, Wish, Shopee and Newegg. PingPong can be directly paid by customers. In addition, a PingPong account can also be bound to multiple stores.

4. Paysion

Paysion is aimed at enterprises and individuals with cross-border collection needs. At present, it mainly serves foreign trade e-commerce, game distribution for overseas users, live video broadcast, online education and other Internet-going industries. It can access more than 3 kinds of local payments around the world, and can be used without a credit card. It supports various payment methods including online banking transfer, electronic wallet, prepaid card, operator billing and cash payment.

5. Alipay Alipay

Alipay's overseas offline payment has covered more than 55 countries and regions, providing real-time tax refund service at 85 international airports and 3 international terminals in more than 35 countries and regions.