1. The general credit card limit of Postal Savings Bank of China is 2,000 to 50,000.

2. The limit of Postal Savings Bank of China Credit Card Gold Card is less than 100,000.

3. The credit limit of the Postal Savings Bank of China Platinum Credit Card ranges from 100,000 to one million, and the required financial proof is such as: large time deposit certificate + real estate certificate + vehicle driving license + business license, etc.

Generally, the credit card limit of Postal Savings Bank is 3,000 to 10,000 yuan, and the gold card limit is 10,000 to 50,000 yuan (depending on the regulations of different banks). The fixed limit for a customer's credit card application is comprehensively assessed based on the information submitted, and the final review result shall prevail.

PSBC Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years. , four supplementary cards can be set. The main pattern of the Postal Savings Bank of China credit card is the Chinese character "ding", the background color of the regular card is blue-green, and the background color of the gold card is golden yellow.

According to statistics, as of October 2010, the small loan business of the Postal Savings Bank of China has fully covered all prefectures and cities and 2,100 counties, cities and major towns across the country. Nationwide, there are approximately 4,500 Several outlets have launched this service. In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan, with an average loan of about 5.9 Ten thousand yuan, the Postal Savings Bank of China has distributed more than 150 billion yuan in rural areas at and below county level.

Principal card charging standards

Annual fee: Gold card main card 125 yuan/year, supplementary card 60 yuan/year; regular card is free of annual fees for life

SMS service fee: Free for gold card, 3 yuan/month/user for regular card

Interest-free period: 20-51 days

Minimum repayment ratio: 10%

< p>Cash withdrawal handling fee: domestic, 1% of the transaction amount, minimum 10 yuan, and an additional 2 yuan handling fee for inter-bank transactions. Overseas, 1% of the transaction amount, minimum 20 yuan

Late payment fee: 5% of the unpaid minimum repayment amount, minimum 10 yuan

Over-limit fee: 5% of the over-limit amount %,: Minimum 5 yuan,: Maximum 200 yuan

Bill retrieval fee: copy 10 yuan/copy, original 50 yuan/copy

Handling fee for re-sending bills: 3 Free within the month, 5 yuan/copy for more than 3 months

Handling fee for overpayment recovery: domestic, 0.5% of the transaction amount, minimum 10 yuan, and an additional 2 yuan handling fee for inter-bank transactions. Overseas, 0.5% of the transaction amount, minimum 20 yuan

Loss report handling fee: Gold card 40 yuan/time; regular card 20 yuan/time

Password reset letter handling fee: free