Minsheng Bank credit card cash installment can occupy credit card quota. If you choose to use credit card cash installment, installment will occupy a part of the credit card quota, so you need to ensure that the credit card quota is sufficient before choosing installment. In addition, Minsheng Bank will examine and approve your personal credit, including credit history and repayment ability. Borrowers frequently apply for loans or loan operations will increase personal credit risk. It is suggested that you can check the personal credit risk index in "Xiaoqi Credit Information" for evaluation, so as to better understand your credit situation. The higher the risk score, the easier it is for the application to be rejected.