There are many kinds of credit card withdrawal skills of CCB:
1. Fully prepare all kinds of asset certificates. At the beginning of the application, because you don't have any consumer credit record in CCB, CCB evaluates your income and assets, and then decides how much credit line CCB will give you.
Fill in the details of the form carefully.
Don't forget to swipe your card anytime and anywhere. During the period of using the card, you should swipe your card more. Try to choose a shop that swipes your card. The more frequently you use it, there will be a relatively stable consumption quota every month, just changing the original habit of cash consumption to credit card. This shows your loyalty to the bank. The bank's information system will count your credit card frequency and limit, and will automatically increase your credit limit in about half a year.
4. Repay on time and maintain good credit. You can borrow money if you owe it. China Construction Bank also strictly follows this ancient truth.
5. Take the initiative to apply for increasing the credit limit. After the normal use of the credit card for half a year, you can actively submit a written application or adjust the credit line through the service phone, which requires bank approval. Under normal circumstances, after reviewing the consumption records and credit records, your credit limit will be improved to some extent.
The credit card quota standard of CCB is not uniform. CCB credit cards are generally divided into three types: general card, gold card and platinum card. Generally, the credit limit of Puka is between 3000- 10000 (RMB); The gold card amount is between 10000-5000 (RMB); The amount of platinum Kaka is often more than 50 thousand yuan. Credit card limit evaluation is based on the work certificate and income level provided by the cardholder. Everyone's specific quota will be different, and the adjustment of the quota after holding the card will be judged irregularly according to the comprehensive situation of the cardholder.
CCB Credit Card is a credit card issued by China Construction Bank, all of which are named "Longka". There are different types of dragon cards, dragon card business cards, dragon car cards and so on. , to meet customers' domestic and overseas transactions, home care, installment financing and other consumer needs. China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,the head office is located at No.25, Beijing Financial Street. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance.