Current location - Trademark Inquiry Complete Network - Overdue credit card - The application for a China Construction Bank credit card was rejected, so how long will it take to apply for it again?
The application for a China Construction Bank credit card was rejected, so how long will it take to apply for it again?

My application for a China Construction Bank credit card was rejected, so how long will it take to apply for it again?

In general, the answer to the time limit for re-applying after a rejected credit card application is three months, so the chance of success for the second application will be relatively higher.

Generally speaking, there are three types of reasons for credit card rejection:

The first type of reason is the applicant’s basic information, such as under 18 years old, occupation that is prohibited for bank credit cards, and information The provision is not detailed, the salary slip information is not detailed, etc.

The second type of reasons is the applicant’s credit situation, such as the applicant applying repeatedly, having an unstable job, having a bad credit record, and the applicant cannot be contacted, etc.

The third category is other reasons, such as the contact person not knowing or unwilling to be the contact person, the applicant's health reasons, the contact person not meeting the requirements, etc.

Does anyone know how long it takes to apply for a CCB credit card?

It usually takes about 25 to 35 days. My CCB card took 27 days. To get it, all banks are similar now, and it takes about a month. I heard that some people wait more than a month or two months to get it, but this is a minority, so you should be patient and wait for the construction process. How long does it take for a bank credit card to require proof of deposit?

Just put the money in the bank card of the debit card, open online banking, become an online banking shield user, go to online banking to apply for a credit card, and the card will be issued quickly, and the limit may be as high as How long does it take to reissue a 10,000-yuan Construction Bank credit card?

Generally, banks will send out new cards within three working days after accepting the original card replacement, and new cards are usually sent by registered mail (Shenzhen, Dalian, Except for some special card types), you can receive it in about 10 days. Of course, there will be a text message notification after the card is sent. After receiving the text message, it is recommended that the poster often pay attention to the delivery status on the Internet (Baidu searches for "account mail tracking and inquiry system", which is a postal service that specializes in checking registered credit). If it arrives, At the local post office, it is recommended to arrange for someone to sign for the card at the card collection address (if no one signs for the card after multiple deliveries, it may be returned to Shanghai). Of course, you may also consider taking your ID card and the registered mail code to the post office to collect it yourself. Personally, I feel it is more reliable. After all, cards are all linked to money, so it feels more secure to do it yourself.

In addition, I would like to remind the poster that there may be fees for replacing the card. If the card is damaged, the handling fee is 20 yuan. If the card is reported lost, the handling fee is 50 yuan. If the poster's card is an IC chip credit card , there is a card production fee of 20 yuan, which is charged in addition to the handling fee. The fees are charged in the most recent bill of the poster, please pay attention~ How long does it take to apply for a CITIC Bank credit card again if it is rejected? ?

It should be 15 days. How long does it take to apply for a CITIC Bank credit card again if it is rejected?

There is no time limit, you can apply immediately, but you need to find out why you were rejected last time, so that you can ensure success this time. I wish you good luck! How long does it take to apply for a car loan of 180,000 yuan with a China Construction Bank credit card?

There are no specific regulations, because applying for car purchase installment business is not directly related to the time you use the card. I have seen many people who do not have a credit card and want to apply for CCB car purchase installments. They directly apply for a credit card and then go to the 4S store to apply for car purchase installments. Isn't it possible? So this really has nothing to do with the time of using the card. The key is to review it based on your personal credit. Whether it can be passed or the amount of installment you can apply for depends on the bank's judgment of your credit status. How long does it take to apply for a CCB credit card with a driver's license?

For a CCB credit card, if the application information is complete, the approval will usually be completed within 20-25 working days (almost a month). If you want to go faster, you can apply online through the official website. Online application usually takes 5-10 working days.

Compared with applications submitted at branches, priority is given to approval. After the approval is completed, just go to the branch to sign. If you have signed an online banking contract with China Construction Bank, it will be faster and no interview is required. No matter what materials are submitted during the application, the review and approval time is the same. Please wait patiently. During the approval period, you can check the application progress through CCB’s credit card website, WeChat banking and other channels. After the approval is completed, there will also be a text message prompt.

It depends on what kind of card you have.

If it is a general CCB credit card, the approval time is about 20-25 working days.

If it is Shaanxi’s traffic safety information card has many functions, including data from the Traffic Police Corps, Transportation Department, China Construction Bank and other institutions. It takes a long time to obtain the data and requires data verification by all parties, which takes about 2-3 days in the early stage. It will take about a month. After 3 months, the system functions will be running normally, and there will be another 15 working days for credit card approval.

No matter which type of card you apply for, during the approval period, you can select "Application Progress Query" on the homepage of the CCB Credit Card website and enter your ID card information to check the card application progress