1, appropriate segmentation
First of all, it needs to be clear that banks start credit card business for profit. Therefore, in order to prevent risks, I suggest that you make a small contribution to the bank by stages. Sometimes, staging is like paying protection money to the bank. If you have some risky operations, the bank will naturally consider not sealing your credit card. However, as we have to bear some expenses by installment, you can occasionally apply for installment of 3-6 months.
2. More credit card consumption
No matter how big your credit card is, you should control the number of swipes within a range. Try to avoid maxing out credit cards at one time, or brushing up all credit lines on the billing date. Although this method can enjoy the longest interest-free period, it has high financial risks. People who want to keep a card should also remember that it is best to spend money by swiping it between 10 in the morning and 10 in the evening, and try to avoid the amount of swiping it. In a word, the time, amount and merchants of credit card consumption should be consistent with the authenticity.
3. Card combination culture
Simply put, you can't hang yourself from a tree. It is easy for credit cards to rise from thousands to 10 thousand, but it is difficult to go up. Therefore, smart cardholders will use multiple credit cards to increase the limit. When a credit card reaches a certain limit, they can continue to raise another card. This is the safest way to increase the quota.
4. Participate in banking activities.
After the credit card is launched, the bank will continue to do some preferential activities, which cardholders can participate in, and try to choose these activities with the goal of maximizing credit card rights. After all, banks prefer customers who interact with them frequently, and naturally give priority to withdrawals from these groups.
5. Maintain personal credit information.
The importance of personal credit investigation is self-evident, and the problem of overdue credit cards is very common. Everyone should try to avoid this kind of behavior. Don't always check your personal credit report, so as not to make the bank doubt your financial ability. Basically, if you can repay on time and avoid credit problems, the bank will not be too embarrassed for you.
Finally, I would like to remind you that there are certain skills in withdrawing cash by credit card. Never try the law and try those illegal routines. As long as you carefully raise the card according to the above method and let the bank see your sincerity, it is natural to get a large credit card.