The average usage amount in the credit report refers to the monthly usage amount of credit cards. Your average display is 2.6W, which means you use 2.6W on average every month. You think you haven't used so many credit cards, maybe because you haven't calculated them carefully or have some expenses, but you think you have used other cards. You can view the consumption details.
Credit investigation refers to collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management activities. From Zuo Gong's Eight Years, "A gentleman keeps his word and has a levy, so his resentment is far greater than his body". Among them, "collecting by faith" means that you can verify the credibility of your words, or you can collect and verify credit.