Next to the headquarters, people who have long considered themselves staff members of the Legal Department of the Credit Card Center of Minsheng Bank are actually mostly illegal outsourcers. They threaten small and medium-sized users with numbers like 0 10-63767 163, which not only does not bring convenience to cardholders, but causes great trouble. Generally, this number only allows them to call out to harass users, and users can't call in, which is full of crimes and punishments. You raise these animals with late fees and interest. These animals are ungrateful and openly despise, insult, threaten and intimidate users. He also claimed that he was in the dark, the customer was in the light, and he came to Yin; He claimed that he was not afraid to sue them, and boasted that he was absolutely sure that users would not win the bank. Bullying the market, if small and medium-sized users can't sue, at least they can expose the hateful dark nature, damage the reputation of banks, lose customers and sharply reduce profits. Since he is not afraid of the danger of retaliation outside, he openly camped in that building; It is suggested that small and medium-sized credit card users who have had disputes with them all over the country should initiate legal proceedings against such people again and again if they have the sincerity to pay off the balance in batches or in full. If the bank's overlord clause is out of the way and unreasonable, small and medium-sized users can also invite some debt clearing companies with sufficient funds to deal with such dunners in order to suppress violence. Only by severely cracking down on these scum and giving them a lesson can we get justice for the majority of small and medium-sized users.