The minimum credit card limit is 1 000 and the maximum is 1 000. But it's good to be able to do more than 40 thousand. At present, banks are very strict in approving credit cards, especially in terms of credit lines.

The credit line consists of a fixed line and a temporary line: the fixed line is approved by the bank; The temporary limit shall be temporarily applied by the cardholder to our bank as required. All credit cards (including supplementary cards) under the name of the main cardholder share the same fixed line, and the credit lines of multiple cards are not accumulated.

The minimum repayment amount is the minimum amount that needs to be repaid in the current month when using revolving credit. The minimum repayment amount is listed on the current bill. The calculation method of the minimum repayment amount of each bill is as follows:

Minimum repayment amount = 65,438+00% of all general transactions in the credit card account+65,438+000% of all unsettled installment transactions in the account+65,438+000% of the unpaid part of the minimum repayment amount in the previous period+65,438+000% of all funds used beyond the credit limit of the account+expenses.