Omen 1: SMS reminder

Most of the content of such text messages is "Please regulate your card use behavior and pay attention to retain transaction vouchers, such as invoices and purchase orders, etc., so that you can Verify transaction" or "Credit cards can only be used for normal personal consumption, and cash can only be withdrawn through ATMs and bank counters. Please regulate your card use behavior"

Omen 2: Telephone reminder

I just made a transaction and immediately received a call from the bank. The main purpose of the call was to verify whether the transaction was conducted by me and to confirm whether there was any risk. This is also a sign that the credit card is blocked.

But if our credit card is accidentally blocked, don’t panic too much. Search on WeChat: Kayoucha and get a credit card comprehensive score inquiry report in real time, which will provide you with Analyze credit card consumption behavior and credit card transaction behavior to find the cause, and then take the initiative to explain to the bank that your credit card is for normal consumption, and provide invoices, receipts and other consumption vouchers. If there is no deterioration of the vouchers, you can think of other uses, such as They said they were in a hurry and didn't have time to issue an invoice, or the merchant said they could give a certain discount if they didn't want an invoice, etc.