First, help people return their credit cards. What if others don't return it?
We can negotiate first. If you can't repay it temporarily, you can ask the other party to write an iou to explain when it will be repaid. If you intentionally breach the contract, you can apply to the court for repayment.
code of civil law
Article 68 The parties concerned shall provide evidence of their claims in a timely manner.
The people's court shall, according to the litigant's claim and the trial of the case, determine the evidence that the litigant should provide and its time limit. If it is really difficult for the parties to provide evidence within the time limit, they may apply to the people's court for an extension of the time limit, and the people's court shall extend the time limit appropriately according to the application of the parties. If a party fails to provide evidence within the time limit, the people's court shall order it to explain the reasons; If the people's court refuses to explain the reasons or the reasons cannot be established, it may reject the evidence according to different circumstances, or accept the evidence but admonish it and impose a fine.
Second, what is the process of debt prosecution?
1. The people's court hears civil cases in public, except those involving state secrets, personal privacy or otherwise provided by law. The parties concerned will be informed of the cases decided to be heard in court three days before the hearing.
2. The trial can be roughly divided into several stages, such as court investigation, court debate and appraisal, and sentencing. If you apply for withdrawal, you need to explain the reasons. If you don't apply or your application is rejected, the trial will continue.
3. In the court investigation stage, the presiding judge or judge will organize both parties to give evidence and cross-examine their respective requests and claims in order. Cross-examination means that the parties question, explain and refute the authenticity, relevance and legality of the evidence, as well as whether the evidence has probative force and its size.
4. In the court debate stage, the presiding judge or judge will organize both parties to express their opinions around the focus of the dispute and the facts and legal responsibilities of the whole case.
5. In the stage of deliberation and sentencing, the collegial panel or judge will summarize the trial, comment on the opinions expressed by both parties, show whether they support it or not, and explain the reasons.
6. If you are the plaintiff and are summoned by the court and refuse to appear in court without justifiable reasons, the court may dismiss the prosecution; If the defendant counterclaims, he may make a judgment by default.
7. As a party, you can make a settlement with the other party at any litigation stage before the verdict is pronounced, or you can request the people's court to preside over mediation. If the mediation is not agreed or no mediation agreement is reached, the people's court will continue to hear and make a judgment.
Help others repay. If the other party fails to fulfill the repayment obligation, then you can directly ask the debtor for it, and you can handle it privately first. If it can't be solved privately, it can be solved through litigation. So when you sue, you must know how to protect your own interests and collect all kinds of evidence, so as to protect your right to win the lawsuit.