1. After receiving the card, the cardholder can call the 24-hour customer service telephone number 95508 of Guangfa Bank to activate the credit card through manual service.

2. Cardholders can bring their ID cards and credit cards to the nearby business outlets of Guangfa Bank to activate their credit cards.

3. Cardholders can also log in directly to official website Credit Card Channel of Guangfa Bank/,click "Card Activation" in the left column, and enter relevant information to activate the credit card.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers.

The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit.

The standard credit card of Guangfa Bank is oriented to the general public and has no specific orientation. True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods. The owner's card is aimed at private car owners, and they will enjoy more benefits in refueling and car maintenance. At the same time, Guangfa Bank has issued a business card with a credit card, which can be applied in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.

The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full or choose the minimum repayment amount.

Guangfa credit card handling fee:

Domestic overdraft withdrawal fee: 2.5% of the domestic overdraft withdrawal amount, with the minimum RMB 10 yuan (excluding Platinum Card, Unlimited Card/World Card).

Handling fee for overseas cash withdrawal: 3% of the overseas cash withdrawal amount, with a minimum of RMB 15 yuan/USD 3 (free of charge for all cards/world cards).

Foreign exchange handling fee: 1.50%

Management fee for card account cancellation: it will be charged monthly from six months after the card account cancellation takes effect, and less than one month. The charge standard for each cancellation account is RMB 5 yuan/USD 0.6 yuan.