I spent 6,543.8+0.4 million with Pudong Development Credit Card, divided into 360 installments. How much interest should I pay on average every month? How much interest plus principal should I pay every month? Three years. The 36-year rate of Pufa Universal Fund is about 8.3-9.8, depending on whether your handling fee is deducted centrally or allocated to each period.

Take an average and calculate at an annual interest rate of 9%.

So,

The monthly interest is140000 * 9%/12 =1050,

The monthly principal is: 1.4 million /36 = 3888.89,

Monthly payment: 4938.89.

Total interest is:1050 * 36 = 37800;

Equivalent to 7.5% (0.75%) of monthly profit.