First log in to the Palm Life APP.

Select "My" on the bottom menu to switch to the personal information viewing interface.

Select "Card Manager" on the "My" interface.

After entering the "Card Manager" interface, you can see the China Merchants Bank credit card under your name, select the credit card you want to view, and click to enter the credit card details interface.

Select "Card Rights" on the selected credit card details interface to view the current credit card rights information.

At this time, you can see how many times you have paid in the "Annual Fee" column.

Operating environment: Honor 30 System: Harmony OS 2 Handheld Life APP version 3.5.1.5

Is there no annual fee for swiping a China Merchants Bank credit card six times a day?

China Merchants Bank The annual fee for the bank's credit card is waived in the first year. After opening the card, you can swipe the card 6 times with no limit on the amount, and the annual fee for the next year will be waived. There is no limit to the amount of these 6 times, no limit to the payment method, and no matter whether there are points transactions, as long as the consumption is included in the bill, it will be counted.

The annual fee for a China Merchants Bank credit card is RMB 100 per year for a regular card and RMB 300 per year for a gold card. The annual fee is charged once a year. If you apply for 2 or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the card issuance date (the validity period under the credit card number, the previous date is the issuance date), not the calendar year.

There is no restriction on the form of swiping the card 6 times, and online payment also counts.

The annual fee for the first year of our credit card will be paid or waived by China Merchants Bank Credit Card or its partners in advance for you. Within one full year of your card’s validity (from the date of card issuance, not a natural year), the annual fee will be waived if you spend enough money on a single card. If you use it 6 times (no limit on amount or form), the annual fee of the card for the next year will be reduced or exempted. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time. The annual fee is calculated from the card issuance date (there is a date displayed below the credit card number, the former date is the issuance date, and the latter is the expiration date; if only one date is displayed, it is the expiration date). For example: the card says 07/10-07/13, which means that the credit card was issued in July 2010. August 1, 2010 to July 31, 2011 is the first year. The year will be shown on the bill in August every year. Fee collection status.

Notes:

When using a credit card, be sure to know the repayment date and repayment grace date of the credit card you hold. Most banks have a grace period of about three days. As long as If the user pays off the current bill within the grace period, no interest will accrue.

Some cardholders who forget to repay due to busy work or for some reason, and fail to pay the minimum repayment amount, will not only be charged a hefty credit card overdue fee, but may also have an impact on their The credit record of the card owner makes it difficult to get approved for a loan to buy a house or a car in the future.