First, deposit the repayment into a local bank that supports UnionPay in-pay or quick money payment platform, and repay through the above two platforms without handling fees.

Common repayment methods:

Intra-bank repayment

The repayment methods mainly include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

Mobile phone repayment

Weizhong Bank pos mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer of credit cards. Arrive immediately!

Convenience store

Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

Network repayment

Common online repayment methods in China are: UnionPay Online, Quick Money, Shengfutong, Alipay, etc. Choose different platforms and banks, and the charging standards and specific arrival time are different.

Make an inter-bank transfer

Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

Guimiantong

Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.

Lacarra

Cardholders can complete credit card repayment, mobile phone recharge, online bill payment and other services through convenience stores, bank outlets or terminals that purchase "Lacarra" equipment.

Xinfutong

"Xinfutong" smart phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network [2].

The credit card also

Using the "Repayment Pass" for repayment, the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.

Other ways

In addition to these repayment methods, in order to facilitate cardholders to repay, the issuing bank has also opened its own repayment methods.

Third-party payment repayment:

Quick repayment

Credit card repayment can be made in the following banks: ICBC, Agricultural Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, Xingye, CITIC, China Everbright, Pudong Development Bank, Guangfa, Shenfa, Minsheng, Ping An, East Asia, Huaxia, Jiangsu and Bank of Ningbo.

Support the following online banks to repay credit cards: ICBC, Agricultural Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, Minsheng, Xingye, Pudong Development Bank, Huaxia, Bohai, Nanjing, Beijing Rural Commercial Bank, Bank of China, East Asia, Ningbo, CITIC, Shenfa, Guangfa, Everbright, Ping An, Beijing and Postal Savings Bank.

Instructions for use: the cardholder fills in the credit card repayment information → completes the payment in the bank card online banking → ends the repayment. (Users with the same name are required)

Handling fee: there is no handling fee during the promotion period.

Alipay repayment

The following banks can be selected for credit card repayment: China Merchants Bank, Industrial Bank, China CITIC Bank (1 received), Industrial and Commercial Bank of China, Bank of Communications, Guangfa Bank, Shanghai Pudong Development Bank, China Construction Bank, Ping An Bank, China Bank and Shenzhen Development Bank (received in the above two days) [4].

Support the following online banks to repay credit cards: Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank, Agricultural Bank, Bank of Communications, Shanghai Pudong Development Bank, China Guangfa Bank, Shenzhen Development Bank, Minsheng Bank, China CITIC Bank, China Everbright Bank and Ping An Bank.

Handling fee: no handling fee, no handling fee during the promotion period.

Instructions for use: fill in the repayment credit card information → the cardholder completes the payment at the cashier → the repayment is completed, and check the payment information.

Tenpay repayment

Xingye (real-time receipt), ICBC, China Merchants Bank, Guangfa, (1 working day or above), Bank of Communications (1 working day or above), China Construction Bank, China Everbright, Minsheng, Ping An, Shenzhen Development Bank, Pudong Development Bank, Agricultural Bank of China, Bank of China (Shenzhen), Bank of Shanghai, Bank of Ningbo, Bank of Beijing, Huaxia and Bank of Shanghai.

Payment is supported after recharging Tenpay through the following online banks: ICBC, China Merchants Bank, China Construction Bank, Bank of Communications, Agricultural Bank, Shanghai Pudong Development Bank, China Everbright Bank, Industrial Bank, Minsheng Bank, China CITIC Bank, Shenzhen Development Bank, China Guangfa Bank, China Bank, Ping An Bank and Bank of Beijing.

Instructions for use: register Tenpay account first, and then make repayment.

Handling fee: Inter-bank and inter-regional repayment is free of handling fee.

Unionpay repayment

Credit card repayment can be made in the following banks: China Merchants Bank, Minsheng Bank, China CITIC Bank, Industrial Bank, Huaxia Bank, Bank of Ningbo, Bank of East Asia (instant payment), China Everbright Bank, Shenzhen Development Bank, Ping An Bank, Shanghai Pudong Development Bank, China Bank (Shenzhen), Agricultural Bank (Shenzhen) and Shanghai Bank.

Support the following online banking to repay credit cards: China Merchants Bank, Minsheng, CITIC, China Everbright, Shenfa, Xingye, Ping An, Shanghai Pudong Development Bank, Bank of Communications (Shenzhen) and Shenzhen Rural Commercial Bank.

Instructions for use: user registration → user login → complete repayment to obtain debit card deduction results → query the credit card issuer for entry results → finish.