The first card will check the information, and the second card will check the information once every time you apply. Each card occupies a varying number of items in the news bulletin depending on the currency (for example, the previous multi-currency gold card occupied 9 news bulletins). Therefore, for students who want to apply for an ICBC credit card, it is best to check your ICBC customer information (recommended star rating and credit card limit) at an online store, and then apply for the first card when you are more confident, so as not to leave multiple entries in your credit card. Query records without approving cards.
Bank of China: Check the information for the first card, and check the information for each application for the second card. Each card on the Epoch Times displays multiple reports based on currency. Bank of China cardholders can apply for a card of the same level over the phone, and no credit report is required without checking the credit report.
Agricultural Bank of China: Check the information for the first card, and check the information for each application for the second card. Each card on the Epoch Times displays multiple reports based on currency. Students who have an Agricultural Bank of China debit card in online banking but do not have a credit card can check whether there is preferred customer information on the welcome page of online banking, including credit card type and limit recommendations. If there is recommended information, there is a high probability of applying for the card online.
Bank of Communications: The first card checks the news. According to my own experience and the experiences shared by some netizens, the second card does not check the news, including upgrading from a gold card to a platinum level. Of course , Bank of Communications has more post-loan management (should not affect it). Each card on the Epoch Times displays multiple reports based on currency.
China Merchants Bank: Inquiry information for the first card, some inquiries are made for the second card application, and some are not inquired (personally, it is only inquired once in a certain period of time, and there is no repeated inquiry when applying for multiple cards in a short period of time), holding the card When applying for a higher-level credit card, you usually check the Hong Kong Economic and Trade News. The Hong Kong Economic Journal's consolidated account shows one RMB and one U.S. dollar.
Shanghai Pudong Development Bank: Check the news report for the first card, basically check the news report every time when applying for the second card, and check the news report for the first time when applying for AE white card (personal experience, do not check the news report when rejecting silently or instantly) . The Hong Kong Economic Journal's consolidated account shows one RMB and one U.S. dollar.
Minsheng Bank: Check the information for the first card, and basically no query for the second card, and it will be approved instantly. You need to check when applying for a higher level. The Hong Kong Economic Journal's consolidated account shows one RMB and one U.S. dollar.
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