Can the credit card be used after being washed in the washing machine
The card can be used if it is not damaged and has not been degaussed. First look at the card for any superficial damage, especially on the magnetic strip. There is also a possibility that the surface of the card is not damaged. If the magnetic stripe of the card is broken, you have to go to an ATM or POS terminal to swipe the magnetic stripe to know. If it is not broken, you can go to the ATM to see if you can make a transaction. Laundry It will be fine in a short time.
The simplest way to test is to find an ATM machine or POS machine, withdraw a sum of money or make a card transaction. As long as the operation is successful, there will be no problem. In addition, after the bank card has been washed, it is best to dry the card with dry paper and then hang it in the sun for a while. Do not bake it at high temperatures. If the bank card has been degaussed after being washed or the chip cannot be recognized, or the card is obviously bent or damaged, you need to go to a bank branch to change the card. Just go to the counter and hand over your ID card and damaged card to the staff for processing. .
Short washing time: The general washing time of a pulsator washing machine is 40 minutes, and if you customize the program, it will take less time; the general washing time of a drum washing machine is 1-2 hours, although some models now It has a quick wash function, but it can only be used when there are few clothes, and the quick wash function still takes 30 minutes.
Credit card:
Credit card is a non-cash transaction payment method. It is a small credit payment tool provided by banks to users to consume first and repay later.
Credit cards are divided into two types: credit cards and quasi-credit cards. They provide settlement services, facilitate shopping and consumption, and enhance a sense of security; simplify payment procedures and save social labor; promote product sales and social needs, etc. Features.
A credit card refers to a credit payment instrument issued by a bank that gives cardholders a certain credit limit. Cardholders can consume within the credit limit and then repay, and enjoy a certain interest-free period. It has functions such as consumer credit and cash advance.
Quasi-credit cards are RMB credit payment instruments issued by banks. They have functions such as consumption, transfer settlement, and cash deposits and withdrawals. Cardholders can also obtain certain overdraft facilities based on their credit. Quasi-credit cards can be used within the territory of the People's Republic of China (including Hong Kong and Macao) and other designated countries and regions.
The credit card usually refers to a credit card.
Can a bank card be used after being washed?
A bank card has been washed:
Under normal circumstances, a bank card can still be used after being washed.
After you wash the bank card, first check whether there is any obvious bend or damage on the bank card. If not, wipe off the water and let it dry for a while, and then go to the bank's automatic teller machine to test it. , whether the chip can still be recognized, and whether the magnetic strip has been degaussed.
If not, it can be used normally. When we store bank cards, it is best to put them in a hard-leather wallet. The location should not be too close to the magnetic buckle; and do not throw them randomly in messy bags to prevent sharp objects from scratching and wearing out the magnetic strips. The magnetic strip may be twisted and broken; try to stay away from TVs, induction cookers and other places with high magnetism, and try not to put it together with computers, magnets and other magnetic items.
Can I still use my bank card if it has been wet?
As long as the magnetic stripe is not damaged, it can be used. It's okay if a bank card gets wet because the design principles of all bank cards are similar. As long as the magnetic strip is not degaussed, it can continue to be used. But it’s hard to tell if it’s soaked in water. You might as well try it at the teller machine.
When the bank card is washed accidentally, check it first to see if there is any obvious bend or damage. If not, dry it and then test it to see if the chip can be recognized and whether the magnetic strip has been demagnetized. If everything is normal, you can continue to use it. After the bank card is washed, it is best to dry it with dry paper and then let it dry for a while. Do not dry it at high temperature.
After soaking the bank card in water, you should take it out of the water immediately, then dry the card with a dry and soft rag and let it dry for a while. Do not put it directly in a high temperature to dry, otherwise it will damage the card. , and then go to the counter to withdraw money. If you can withdraw money or transfer money normally, it is good.
If the bank card shows obvious creases or signs of damage after soaking in water, degaussing or the chip cannot be recognized, it means that it can no longer be used. You need to go to the bank card processing counter to change the card. Give your ID card and damaged bank card to the staff to apply for a new card.
You can try it at a teller machine or counter. If the card cannot be read normally, it will definitely not work. Damaged credit cards should be replaced as usual. Each bank will charge different amounts when replenishing the card, but it will cost at least several dozen yuan. There is no need to spend this wasted money. The most cost-effective way is to apply for a new credit card. This is free, and gifts are usually given, but you may have to wait for more than a month for review. If you need to use a credit card for online payment, your damaged old card can still be used. It’s just that you can’t use teller machines for self-service repayment when repaying. You can only go to the counter to repay or transfer money through a debit card of the same person.
As long as the magnetic stripe chip of the bank card is not damaged, the card can be used. If a credit card has fallen into the water, especially an international card, check to see if the signature is damaged. If it is blurred, apply for a new card to avoid being rejected due to signature issues.
Magnetic stripe card:
1. Water in the bank card will not have any effect on the magnetic stripe card, it can be used after drying;
2. Magnetic stripe card If it is close to a strong magnetic field, it will be demagnetized and cannot be used, such as if it is close to mobile phones, TVs, and refrigerators; chip cards:
1. Water in the chip card will most likely affect the chip microcircuit, and use after water has entered will easily cause the chip to burn; 2 .It is recommended to go to the bank to change the card
This is the introduction of what to do if your credit card is washed.