Worry-free card business is a credit card consumption reminder business of Bank of Communications. The service fee is 4 yuan/household/month, and 12 yuan/household is deducted uniformly every three months. Deduction shall be made the day after the service order date and recorded in the current credit card statement. The customer should repay normally within the repayment period shown in the bill.
The "Card Worry-Free" service provides an instant SMS reminder for each transaction, with a 96-hour card loss guarantee. Instant SMS reminder will inform the cardholder of every transaction (including consumption, cash withdrawal and repayment) generated by the credit card through SMS, so as to minimize or avoid the possibility of incorrect or stolen swiping; The 96-hour card loss guarantee can compensate the cardholder for the financial loss caused by the stolen credit card under specified circumstances. It is a value-added service provided by Bank of Communications for contracted customers, including SMS reminder of cash withdrawal transaction, SMS reminder of repayment entry and SMS reminder of transaction failure. And 72-hour card loss protection during the service period, with the amount of protection as high as 1, yuan/household/year, of which the total amount of protection for online transaction theft is 1, yuan/household/year, and each compensation amount does not exceed 2, yuan
Bank of Communications credit card "worry-free card" function:
1. Worry-free card is a value-added service provided by Bank of Communications for credit card customers with transaction SMS reminder as the core. Worry-free card will provide SMS reminders for consumption, cash withdrawal and repayment.
2. On this basis, a 72-hour card loss guarantee is attached, which mainly includes the theft caused by the transaction through the merchant transaction terminal (POS) or the designated online transaction, excluding cash withdrawal, transfer and telephone transaction.
3. Worry-Free Card provides "burglary insurance for online transactions". As long as it is an online entity shopping transaction that meets the prescribed conditions, each card can enjoy a maximum theft protection of 5, yuan per insurance year. It can not only help customers grasp the use of the card in time, but also reduce the loss of funds when the card is stolen, so that customers can feel at ease.