How long will the credit card not be deactivated? However, all credit cards have a validity period of 3-5 years. 2-3 months before the expiration date, the card issuer will remind the cardholder to renew the card. If the new card is not activated, the credit card will not be used normally.

For banks, each credit card will have a certain cost. After issuing credit cards, banks will definitely want cardholders to use credit cards for consumption. When cardholders use credit cards to spend money, merchants have to pay certain handling fees to banks and payment channel companies.

If there are no special circumstances, even if the cardholder does not use the credit card for a long time, the bank will not take the initiative to stop using the credit card.