Take Bank of China as an example:
1. Counter channel?
(1) Real-time remittance: The arrival time is real-time. ?
(2) Delayed remittance: If the remittance amount is less than 50,000 yuan (inclusive), it will generally be remitted after 24 hours. The arrival time varies depending on the receiving bank.
(3) Ordinary remittance: generally arrives within 24 hours. The specific arrival time depends on the accuracy of the remittance information and the business processing efficiency of the remittance bank. If you remit money during holidays and do not receive the payment for more than 24 hours, it is recommended to check the payment status (arrival or refund) on the next working day; large ordinary remittances of more than 1 million yuan generally arrive within 24 hours on working days. In case of holidays, payment will be postponed to working days. ?
2. Online banking and mobile banking?
(1) Real-time transfer (≤1 million yuan): real-time transfer is possible. ?
(2) Ordinary transfer (lt; 50,000 yuan): can be received within 2 hours. Ordinary transfer (≥ 50,000 yuan): Real-time transfer during working hours; you can choose to make an appointment during non-working hours, and the transfer will be postponed to the next working day.