The rules for using credit cards in the United States should be similar to those in China
The deadline on the next page is the 9th of each month as the billing date
The payment date is the repayment date The 6th day of each month
It is equivalent to your consumption expenditure from September 10th to October 8th before November 6th. If you pay interest-free by using the card, there is a maximum interest-free period of 56 days. (September 10th to November 5th), the shortest 26-day interest-free period (September 8th to October 5th) is similar to that in China. That October 8th was your last payment of $30, which was two days later than the repayment date. In China, it can be delayed by two days to avoid unbearable factors affecting the repayment and causing credit stains.
According to the literal meaning, the total amount is 500 knives, of which 200 knives are used for cash withdrawals.
You said you have spent more than 400 knives now, but I think your balance is still negative by 10 knives? It's equivalent to all your quota being consumed.
Since it is a consumer repayment statement, the minimum payment amount and the total amount owed are missing from the domestic credit card.
To increase your credit card limit, you generally have to make large purchases before you have the opportunity to increase your credit limit, but now you have no balance. can only be consumed, and a negative balance can only be repaid).
Your balance becomes negative because your interest is added to it. This is also the case in China. When the card is maxed out and the interest is added to it, there will be a negative number. I don’t understand what you mean when you say you’ll be charged for exceeding your credit limit. In China, you won’t be allowed to spend more than your credit limit, and yours shouldn’t be allowed either. In fact, credit card banks only charge annual fees, cash withdrawal fees, interest and liquidated damages, and other I haven't heard of any fees, so there shouldn't be any charging issues you mentioned.
Where are you in the United States?
Accept it? If you don’t accept it, will you be worthy of me? Your typing hand will be broken?