How to activate China Merchants Credit Card
Steps to activate China Merchants Credit Card:
Operating environment:
Brand model: iPhone13
System version: iOS15.3
App version: 10.1.0
1. The activation method of China Merchants Credit Card is very simple. First, we download and install the China Merchants Bank mobile client application. Palm life, click the card after opening it.
2. In the card payment of China Merchants Bank mobile client application Palm Life, we click I want to open a card.
3. At this time, Palm Life requires us to log in or register an account. If you haven’t registered one with your mobile phone number first, just do it.
4. Enter the ID number, validity period and security code in the activation card of China Merchants Bank mobile client application Palm Life, and then click Next.
5. Next, Palm Life will prompt China Merchants Bank to send a 6-digit verification code to the mobile phone number. After entering the verification code, click Next.
6. At this time, Palm Life will ask us to set the China Merchants Bank credit card account inquiry password. After setting it, click Next.
7. After setting the CMB credit card account inquiry password, we need to set the CMB credit card transaction password.
8. After setting the password for checking the account of the China Merchants Bank credit card, the activation of the China Merchants Credit Card will be completed. It will be very convenient to use Palm Life to repay in the future.
Application conditions:
1. Chinese residents, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who are over 18 years old, have full capacity for civil conduct, and have good credit can apply with Apply to the card issuer for a personal credit card master card with your valid ID. The main cardholder of the personal card can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. The main cardholder can apply to cancel the supplementary card at any time.
2. Any enterprise, administrative institution, social group, or other economic organization authorized by a legal person that has independent legal person status can open a basic deposit account at a financial institution in China with a certificate issued by the People's Bank of China. Basic deposit account opening license and other supporting documents are required to apply for an organization card from the card issuer (if you need to apply for an international organization card, you must also have a foreign exchange settlement account). The qualifications of the company card holder shall be designated and revoked in writing by the legal representative of the company or his authorized person. The applicant unit shall bear all debts incurred by the unit card.
3. When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully according to the card issuer's regulations and submit the relevant supporting documents required by the card issuer, and agree that the card issuer shall submit the application to any relevant party. Departments, units and individuals understand and inquire about applicants' credit status, and retain and use relevant data.
4. The card issuer will decide whether to issue a card based on the applicant's credit status, whether to require the applicant to provide guarantee and the method of guarantee, determine the method and type of card collection, and the credit limit to be granted to the applicant. Unsuccessful application materials will not be returned.
5. The methods by which the applicant provides guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract should be signed separately for guarantee. The scope of guarantee covers all debts incurred by cardholders under their credit cards (including but not limited to principal and interest of overdrafts within the credit limit and overdrafts beyond the credit limit, over-limit fees, late fees and recourse fees).
6. After receiving the credit card, the cardholder should immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card for transactions, otherwise, The cardholder is responsible for any losses incurred. The card issuer also provides cardholders with inquiry passwords and transaction passwords (i.e. cash advance passwords and card consumption passwords) through designated channels.
How to apply for a China Merchants Bank credit card
Welcome to learn about China Merchants Bank credit cards.
To apply for the main credit card of China Merchants Bank, you need to be 18-60 years old (25-60 years old for foreigners), have certain financial ability and good credit record, and submit ID card, work certificate, financial certificate and other information.
If you need to apply for a China Merchants Bank credit card, you can currently apply through the following channels:
1. Search and follow "China Merchants Bank Credit Card" on the WeChat official account, enter "Apply for Credit Card", Enter the link to select your favorite card type and fill in the reservation application information. Details can be verified by entering WeChat customer service;
2. Please log in to the credit card website and select "Apply for Card" - "New Customer Application" and select After corresponding to the card type, click "Apply Now", fill in the simple reservation information online, and wait for the bank's review. If approved, a specialist will come to serve you. If you want to apply in this way, please first confirm whether our bank can provide free appointment door-to-door service in your area (the results will be displayed after selecting the province/city/district);
3. If applicable For the professional version of our bank, you can log in to the professional version (version 7.7.0), click "Credit Card→Customer Management→Online Application→Credit Card Quick Application" and then jump to the official credit card website page to apply;
4. In person Bring your original ID card, proof of employment, proof of financial resources and other materials to apply at a China Merchants Bank branch;
5. After logging in to mobile banking, click "My → All → Credit Card → Apply for Credit Card" to apply;
Warm reminder: Mobile banking is temporarily unable to select the card type. It is recommended to select the card type through the WeChat official account or official website.
6. You can also call our credit card customer service hotline, select "3#-1-3" to transfer the service specialist to register for you, and notify our local staff to contact you to confirm the application.
Warm reminder: The credit card verification status is subject to the final review result.