1. If you want to decide which bank to run first, you can log in to official website and major banks for detailed information;
2. apply. After deciding which bank to apply for a credit card, you can find time to apply directly to the business outlets. Some banks can also apply in official website, and many banks will set up points outside and pay more attention;
3. Fill in the form and fill in the relevant information according to the guidance of the staff;
4. Review, fill in the information and submit it to the bank for review;
5. Card issuing. After approval, the card will usually be sent by registered mail. You can log in to the relevant bank official website to inquire about the progress of card processing, or you can consult by telephone;
6. Opening. When you receive the card, there will be relevant instructions. Read carefully, remember the checkout date and repayment date, and set the relevant password according to the prompts. After opening, your credit card can be used. The limit is determined by the bank according to the information you submitted, social security, bank records, etc. If you feel that it is not enough, you can apply to the bank for a temporary quota or a fixed quota.
Matters needing attention in handling personal credit cards:
1, the information is true, especially the address should be as detailed as possible.
2. Pay attention to the custody of the credit card, beware of loss, and report the loss immediately after loss.
You can apply for a higher credit limit by providing more financial proof.