China Merchants Bank's dual-currency credit card cannot be converted into full currency, so we can only apply for a full-currency credit card.

Dual-currency card refers to a credit card with both RMB account and foreign currency account. Generally, the "UnionPay" logo is affixed to the upper right corner of the front of the card, and the logo of VISA, JCB or MasterCard is affixed to the lower right corner. Now VISA or MasterCard dual-currency credit cards can be used in more than 200 countries, making it more convenient to find consumer merchants.

Dual-currency card refers to a credit card with both RMB account and foreign currency account. Generally, the "UnionPay" logo is affixed to the upper right corner of the front of the card, and the logo of VISA, JCB or MasterCard is affixed to the lower right corner. Now VISA or MasterCard dual-currency credit cards can be used in more than 200 countries, making it more convenient to find consumer merchants.