The annual fee for Industrial Bank Platinum Card (Elite Edition): RMB 500 yuan/card for the main card and RMB 500 yuan/card for the supplementary card.

The annual fee for Industrial Bank Platinum Card (standard version) is RMB 2,600/card for the main card and RMB 1,200/card for the supplementary card.

The annual fee cannot be reduced for the Industrial Bank Platinum Credit Card. The Industrial Bank Platinum Card Series can use 450,000 points to redeem the one-year annual fee. The Industrial Bank Standard Platinum Card can use 1.3 million points to redeem the one-year annual fee. . ?

The annual fee reduction and exemption policy for Industrial Bank’s credit cards for ordinary and gold cards is that the annual fees for the first year are directly waived. If you swipe the card or withdraw cash 5 times within a year, with no limit on the amount, the next annual fee will be waived. There is an annual fee for one year. It is particularly important to note that the annual fee exemption rule for Industrial Bank credit cards applies to accounts. The main card and the supplementary card belong to the same account, so as long as the account (including the main card and supplementary card) swipes the card or withdraws cash 5 times within a year, The annual fee for the following year is waived for both the main card and supplementary cards.

Extended information:

Benefits of Platinum Credit Card:

1. Enjoy high limits: Platinum credit card limits range from tens of thousands to hundreds of thousands of yuan. , some banks can even reach more than 1 million yuan. The high limit of platinum credit card can meet the cardholder's card consumption needs in a wider range.

2. Enjoy multiple benefits: enjoy multiple points by swiping the card, free aviation accident insurance and delay insurance, roadside assistance services, car rental discounts, free golf, airport VIP room services, free upgrades for airplanes or trains cabin services and free physical examination services, as well as the bank's dedicated customer service hotline, bank skip-the-line processing services, etc.

3. Charges incurred when the credit card is not activated will be recorded on the user's account in the form of arrears. If the cardholder is in arrears for a long time, he will not only have to pay penalty interest and late payment fees, but may also leave a negative credit record.

Baidu Encyclopedia - Industrial Bank Platinum Card

Baidu Encyclopedia - Industrial Bank Credit Card

Baidu Encyclopedia - Credit Card Annual Fee Rules