How to improve your Sesame Credit score.
The following are ways to improve your Zhima Credit Score:
① Use Alipay’s transfer function. The more times you transfer, the larger the amount, and the more likely it is that the value of your Zhima Credit Score will increase. .
(Transfer can be to Alipay friends or bank cards)
② In the transfer interface, sending or receiving red envelopes, AA collection, etc. can also be effective in improving Sesame Credit.
③Friends who have credit cards can often use Alipay to repay the credit card. It is best to repay the credit card regularly every month and at the same time
Use the credit card bound to Alipay. This credit card Consumption records can prove your level of consumption ability to a certain extent. The higher the level of consumption, the more helpful it is to improve Zhima Credit.
④Use Alipay to pay phone bills, water bills, electricity bills, gas bills, broadband bills, property bills, etc. The more times you pay, the higher the amount
The more you have Conducive to improving Zhima Credit Score.
⑤ Improving Alipay’s personal information and binding everything that Alipay can bind will also help improve Sesame Credit.
⑥ Frequently using Alipay to rent things and returning them on time will help improve Alipay’s Zhima credit.
⑦Use Alipay more for consumption and choose payment guarantee settlement when shopping online, which will help improve Zhima credit. How to improve Zhima credit score
1. Zhima credit score is composed of five parts. They are identity traits, contract performance capabilities, behavioral preferences, personal relationships and credit history.
2. Identity characteristics:
Improving your true information and making more real-name purchases such as buying train tickets can effectively increase your Sesame points.
3. Behavioral preferences:
Increase Sesame points through shopping, consumption, transfer and other behaviors.
4. Personal connections:
Adding more real-name friends will help increase your score.
5. Credit history:
Performing more contracts will help improve your score.
6. Ability to perform contracts:
Provident fund payment, movable and real estate registration, etc. will help improve your ability to perform contracts, thereby increasing your sesame points.
Extended information:
Product credit:
1. Extensive real-name users
All users of Sesame Credit are real-name authenticated users , covering a wide range of people, many people who did not have credit records in traditional credit reporting have begun to have their own credit evaluations.
2. Unique data value
Sesame Credit credit data covers hundreds of scenarios such as lending, payment, travel, accommodation, public welfare, etc., including e-commerce data, Internet financial data, Public institution data, partner data, user uploaded data, etc. can well describe the credit status.
3. Powerful processing capabilities
Sesame Credit already has the ability to switch to disaster recovery in the same city and powerful merchant credit information query and call capabilities, effectively and stably supporting users and merchants in various industries since the public beta. 7*24 hours query call.
4. Keen industry insights
Sesame Credit has gathered a number of the world's top data scientists and financial industry leaders with experience in international risk management and credit management system construction, deeply integrating traditional Credit assessment and Internet innovation credit assessment, with rich experience and profound insights into the industry.
5. Convenient scene applications
Sesame Credit applications have covered many fields such as credit finance, credit car rental, credit hotel, credit rental, credit marriage and credit visa, and ordinary people can Feel the value and convenience of credit simply and intuitively
Baidu Encyclopedia - Sesame Credit How can you quickly improve your Sesame Credit score?
01. Open the Alipay app icon on the home screen of your mobile phone to enter Alipay, click my icon in the lower right corner to enter the personal information page.
02. Click on the Sesame application option.
03. Click the credit improvement icon in the lower right corner of the Sesame application page to see how to improve the Sesame application.
04. Stick to Sesame habits and complete Sesame tasks to increase your Sesame credit score.
05. Take submission of academic qualifications and student status as an example.
06. After filling in the academic qualifications and student status information, click Submit. Notes will appear. Click Continue to submit and wait for Alipay review and certification.
07. Complete other tasks as usual and develop good Sesame habits, and your Sesame Credit will be improved.
The advantages of improving Zhima Credit:
1. With a score of 550 or above and no bad credit record, you can use your mobile phone to swipe the code offline, and you can first travel by bus, and then Payment.
2. If you reach 600 points or above, credit approval will be faster. You can apply for "Huabei", stay in a hotel with zero deposit, apply for "Borrowing", and enjoy a variety of deposit-free rental items. You can also ride a bicycle without deposit.
3. If you reach 700 points, you can easily apply for visas from Singapore and other countries.
4. If you reach 750 points, you can apply for the Luxembourg visa, which is the most difficult to sign, and go on a luxury European tour. (I’ve shared enough and don’t have the money to go~)