Extended data:
Credit card cancellation:
There are two ways to cancel a credit card:
The first is the sales of customer service hotline telephone cards. Cardholders can directly call the customer service hotline of China Bank at 95566 or 400-669-5566, and then transfer to manual service. After proving your identity, you can apply to the customer service staff for card cancellation, and then the customer service staff will handle the card cancellation procedures for you.
Two, the bank outlets to cancel the card. The cardholder can take your China Bank credit card and your ID card to the business outlet of China Bank near you to cancel the account, and then go to the bank counter to find the staff to cancel the account. It should be noted that all debts must be paid off before canceling the credit card.
Specific process:
1. Call the bank credit card center to inquire about cancellation, mainly depending on whether your card is suitable for cancellation and whether there is a balance.
2. Cancel the credit card by phone. After receiving the call, the bank will accept the user's application to cancel the credit card, and deduct the annual fee receivable from all the cards under his account, and the account balance will be zero or the customer will definitely give up the remaining deposit in the account.
3. Go to the bank counter to officially cancel the credit card. The cardholder must bring his ID card and the credit card to be cancelled to the bank to fill out the card cancellation application form. You can collect the card first, and then do the corresponding cancellation procedures one month later, but you can also make an appointment to cancel the account directly on the day of card cancellation.
Credit card cancellation is divided into card cancellation and account cancellation. It is recommended to cancel the account after returning the card, otherwise there may be some problems in re-applying for the credit card. If there are still points in the credit card to cancel, it is recommended to redeem them all before canceling the card; After submitting the application for card cancellation, the cardholder shall not use the credit card again before it takes effect, otherwise the application for card cancellation will be automatically cancelled; After formal cancellation, cut it along the magnetic stripe of the credit card and discard it to prevent theft.