Doesn’t count. There are levels of credit card limits. The platinum card has a limit of more than 50,000 yuan, and the maximum limit is 200,000 yuan. There are also masonry cards and black cards. The limit is relatively large, so the limit of 100,000 yuan is not too much. of. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.