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Should the credit card billing installment be done before the billing date or between the billing date and the repayment date?

Credit card bill installment is between the statement date and the repayment date.

Because you are applying for bill installment, you must apply for installment after the bill comes out. Cardholders of commercial cards, business cards, purchase cards or supplementary cards cannot apply. Installment services can be processed by calling the bank’s customer service phone number.

Time to apply for bill installment:

1. For transactions that have not been billed (except for transactions recorded one day before the bill date and on the same day): You can go to the transaction corresponding to the transaction on the day the transaction occurs. Apply for installment within one day before the billing date. Apply for installment before the bill date, and the minimum application amount is no less than RMB 500.

2. For bills that have been issued: You can apply for installments between the day after the bill date and the due repayment date (for customers whose accounts have set up automatic repayment, the application deadline is the due repayment date 17:00 on the same day). During the period when the cardholder uses the reservation function for future transactions, transactions recorded on the billing date cannot be applied for installments.

Extended information:

Credit card bill installment payment is one of the types of credit card installment payments. This type of installment payment refers to the request made by the credit card holder to the credit card center after using the credit card to swipe the card for consumption. Return the consumption amount to the bank in installments. Credit card bill installment payment is the simplest method of installment payment. You only need to call the bank's credit card center or log in to personal online banking to apply for installment payment between the time the card payment is credited and the due date of repayment. As long as you have no bad personal credit record, you can be approved.

Reference: Credit Card Bill Installment-Baidu Encyclopedia