Make sure your card is not in arrears, that is, you don't owe money to the bank.

If there is any debt, you need to pay off this part of the debt first, and then carry out the following account cancellation operation.

How to cancel a credit card

2. After the credit card bill is repaid, it can be cancelled.

At this time, you need to call the customer service hotline of the card bank.

How to cancel a credit card

3. After the customer service hotline is dialed, you need to operate according to the telephone prompt tone.

You need to enter your ID number and choose the service you need.

Just follow the voice of the mobile phone.

How to cancel a credit card

4. After connecting the manual service according to the voice prompt, just say the request to cancel the credit card.

Usually, in order to prevent others from counterfeiting, the service staff will confirm some filled-in identity information with you when opening the card.

Your request will be accepted only if the information is consistent.

How to cancel a credit card

Your credit card will not be cancelled immediately after your cancellation application is accepted.

Banks usually go through the cancellation procedures, which takes about a few days.

Different banks have different times, so you just have to wait.

Usually, after the cancellation is successful, the bank will send a text message to the cardholder.

How to cancel a credit card

6. After receiving the news of successful cancellation, the cardholder shall destroy the invalid bank card in time.

This can eliminate the risk of personal information disclosure, but don't throw away your credit card.