Primary card: 580 yuan, and secondary card: 300 yuan. There is no annual fee for spending or withdrawing 10 cash (unlimited amount) by credit card every year. (Except for some special cards, such as the car card platinum card of CCB and the family dragon card of UnionPay)

Generally speaking, online transactions, telephone authorization, physical store credit card, cash withdrawal and so on. They all meet the requirements of annual fee reduction, so eating a meal, going shopping, visiting a supermarket and buying something online are usually done inadvertently.

The collection time of most credit card annual fees of CCB can be inferred from the validity period of the card:

For example, if the validity period on the front of the card (there are four numbers on the front of the credit card and below the card number, usually the first two numbers indicate the month and the last two numbers indicate the year) is 10/23, that is to say, your credit card will expire in 23 years, usually the validity period of IC credit card is eight years. The forward calculation is the card issuance time of a certain day in 15+08+00 (so it is neither the application date nor the activation date after receiving the card, but the date when the bank approves the card issuance). From now on, if the specified number of transactions are completed within 12 months, the bank will no longer charge the annual fee for this year.