1. Card holders must be staff of administrative units, institutions or state-owned enterprises.

2. The cardholder must have a series of certificates issued by the company, and then go to the bank with the ID card and the company certificate.

The full name of the official card is the central budget official card. The circular issued by the Ministry of Finance and the People's Bank of China clearly stipulates that the staff of the central budget unit must hold and use official cards. Business cards are mainly used for daily business expenses and financial reimbursement, and can also be used as credit cards for private consumption.