Excuse me, if I overdraw 2 with CCB credit card and pay it back in 3 days, how much interest is it? How to calculate?

interest equal to .5% of the handling fee of 2, yuan per day

interest is 3 yuan, (.5% of 2 million yuan is 1 yuan every day from the date of withdrawal)

If you don't understand, you can keep asking,

I hope the above can help you.

hello! How to calculate the credit card overdraft in 2 installments?

1. billing date is 5th? What is the repayment date? Answer: the repayment date is 2 days after the bill date, that is, 25 days. 2. What's the interest on the six installments of 2? How much is the monthly repayment? A: There is no interest in the sixth installment of CCB, only the handling fee. 2, yuan for each installment: the handling fee is 2X.6％% and the principal is 2, ÷ 6 = 12,333.33 = 345.33 yuan. 3. When is the best time to pay by installment? When is the best time to repay? Answer: Please spend 2-3 days by credit card, and you can apply for installment business after the transaction amount is credited. Repayment shall be made within the billing period from 5th to 25th after installment approval. 4. What if you spend money by credit card during the installment period? Answer: The credit card transaction during installment payment is calculated separately.

how much interest do I need to pay when I withdraw 2 yuan from CCB's credit card overdraft and repay it in January?

credit card overdrafts do not enjoy the interest-free period, and interest will be charged on a daily basis and compound interest will be charged on a monthly basis from the entry date. The upper limit of daily interest rate is five ten thousandths, and the lower limit is .7 times of five ten thousandths (the upper limit of annualized interest rate is 18.25% and the lower limit is 12.775%, and the conversion formula is calculated by annual interest rate = daily interest rate of 365). Without special notice, the daily interest rate standard defaults to five ten thousandths. CCB has the right to adjust the credit card interest rate standard according to the interest rate policy of the People's Bank of China, and notify customers.

(in case of business changes, please take the actual situation as the standard. )

Minimum repayment for credit card overdraft 2

The minimum repayment amount is the minimum amount to be repaid in the current month when revolving credit is used, and the minimum repayment amount is listed in the current bill.

calculation method of the minimum repayment amount of each installment bill:

minimum repayment amount =1% credit card account, all general transactions, 1% all outstanding installment transactions in the account, 1% of the outstanding part of the minimum repayment amount in the previous period, 1% of all the money used exceeding the credit limit of the account, 1% of the interest

As long as you repay according to the minimum amount of the bill before the due repayment date, there will be no late payment fee. It will not affect your personal credit, but it will generate cyclic interest. All consumption in the current period will be charged with interest from the bookkeeping date (usually the day after consumption), with a daily interest rate of five ten thousandths until you pay it off in full.

How to calculate the interest if the credit card of CCB overdraws by 2 yuan

First, if it is cash withdrawal, you cannot apply for installment;

second, if it is a single consumption, it depends on how many installments you choose, and the handling fee is slightly different with different installments;

thirdly, the repayment formula for each installment is: 2/ installment 2x handling fee (the handling fee for the third installment of CCB is 7 ‰, and the remaining installments are 6 ‰);

fourthly, if the bill is divided into installments, you can consult the customer service, because the bill of CCB can only be divided into 9% at most, but not 1% in full.

How much interest should I pay for the credit card overdraft of 2 yuan in China Construction Bank?

Take January as an example:

The credit card overdraft of China Construction Bank is 2 yuan, and the interest to be paid after one month is 2 yuan ×3 days (here, the number of days is 3 days in January, and the actual calculation needs to be calculated according to the actual number of days, and the interest will start to be calculated on the day of withdrawal )× five ten thousandths =3 yuan.

the interest calculation formula is: cash withdrawal amount × daily interest rate (five ten thousandths) × loan days.

Cash advance:

① Although you can withdraw cash by credit card, please don't use the function of cash advance in non-emergency situations, because the cost of using the function of cash advance by credit card is very high;

② firstly, cash borrowed by credit card has no interest-free repayment period, and interest will be calculated from the day when cash is withdrawn;

③ The interest rate of cash borrowed in advance is very high, with a daily interest rate of .5 ‰ and compound interest is calculated;

④ The handling fee is very high, generally more than 1%, and it is charged at one time;

⑤ In addition, cash advances are generally given without points.

This is the end of the introduction about how to calculate the credit card overdraft of 2 and how much the credit card can be overdrawn. Did you find the information you need?