You can pay by credit card, and you must open online banking. The payment steps are as follows:

Step 1: The buyer selects the goods he wants to buy in the online shop (click "Add to Shopping Cart" to add the selected goods to the shopping cart).

Step 2: Check the detailed information of the purchased goods in the shopping cart (click "checkout" to pay for the purchased goods).

Step 3: Select the courier type (after selecting the courier type, click "Continue" and then select the payment method).

Step 4: Choose the payment method (choose credit card payment).

Step 5: Order confirmation (make final confirmation, and then click "Submit Order" to enter the payment page for credit card payment)

Step 6: Enter the credit card payment page, and the buyer fills in his credit card information (after filling in the relevant credit card information, click "Pay", and the system will automatically encrypt the credit card information, order amount and order number and send them to the bank for verification).

Step 7: Return the payment result (the serial number formed by the website and the payment result seen by the buyer).

Step 8: The merchant can see the payment of this order in the background of the paying merchant. If the payment is successful, the merchant can deliver the goods to the buyer.

Credit card security:

1, set the password.

At present, many bank credit cards provide password functions, including query password and consumption password. After setting the password, you need to enter the correct password to complete the transaction when you use the credit card. Pay attention to the password setting, don't use birthday, house number, phone number, etc.

2. Signature confirmation

When swiping a card, we need to confirm the transaction amount entered by the seller on the pos machine. After the transaction is completed, we need to carefully check the transaction information on the printed list and sign the document after confirming it is correct. Without a signed consumption record, we don't have to bear the loss.

3. Pay attention to the card environment.

If there is no credit card consumption in the non-standard business, please note that the list printed after the transaction is successful cannot be all. If there is a password, you need to cover it by hand before entering it (because there is a camera above the credit card settlement) to prevent the password from being leaked.

Can I pay directly by credit card on Taobao?

It is out of the question. You have to bind Taobao and Alipay before you can pay by credit card.

Precautions:

1. All payments on Taobao are made through Alipay. Even if you pay directly by online banking or credit card, the money is paid from your Alipay. You can't pay without Alipay. You must register an Alipay account.

There is a limit for payment by credit card on Taobao. The limit of online payment is set by the bank and has nothing to do with Alipay. For example, if the credit card payment limit is 3,000, you can directly pay 3,000 online, but you can only charge 1500 to recharge Alipay.

Extended data:

When shopping online, the buyer pays by credit card, and the handling fee charged is 1%, but the handling fee may not be borne by the seller, but may also be borne by the buyer.

For credit card payment, the agreement on the payer is as follows:

If the seller has enabled the credit card payment function and paid by credit card, the handling fee of 1% will be deducted from the money received by the seller Alipay when confirming the receipt.

If the seller does not open the credit card payment function and uses the credit card to pay, the buyer will enjoy the free monthly 500 yuan/card quota, and the consumption within the free quota will be free of handling fees. If you spend more than the free amount, if you don't have a replaceable credit card, you will be charged a handling fee of 1%.

References:

/payservice . AliPay . com/intro/index . htm？ C=xyk"target="_blank"title= "Alipay-what is credit card payment? "Alipay-what is credit card payment?

I am a Taobao seller, how can I set up someone else to pay me with a credit card?

Conditions for sellers to apply for joining:

Taobao sellers with real-name authentication can apply to join the "credit card payment business" if they meet the following conditions:

1, consumer protection seller.

2. The favorable rate is greater than 98%; Opening time is longer than 12 months; Credit is greater than or equal to five hearts (including five hearts).

3. Alipay mobile phones are bound to users and users recognized by Alipay.

4. There has been no successful punishment of "credit speculation punishment, punishment for allegedly interfering with the honest transaction of the website, and non-delivery of payment" in recent 12 months.

In addition to the above conditions, in order to control risks, there are also a series of audits on the seller's transaction activity and stability, and only through the audit can the application be successfully applied.

To set up credit card payments:

1. First enter your seller center, find "I want to place an order" and click to enter the "Service Market" page.

2. Enter "Credit Card Payment Service" in the search field of "Service Market" page, and then click "Search".

3. Click "Credit Card Payment" in the listed software information.

4. Click "Buy Now" and pay according to the system prompt, but you still have to follow the process to order successfully.

After the order is successful, the buyer can see "credit card payment" on your baby purchase page.

The introduction of Taobao sellers' credit card collection ends here.