Therefore, she has not committed any illegal acts, and her legal acts are protected by law. You can't sue her.
If you sue for divorce, you can. Overdrawing this 80,000 yuan will involve the joint debt of husband and wife. If you don't want to agree to joint and several debts, it can be used as evidence and she will bear the debts herself. The premise is that individuals should swipe their cards for personal consumption and purchase pure personal items.
Think about her kindness. After all, there should be something you want to buy in this consumption. Money is a foreign thing, and peace is more precious.