China Construction Bank borrowed 20,000 credit cards in 36 installments and paid 555.56 yuan each month. The installment processing time of CCB's consumption is from the credit card to two days before the latest bill date. The handling method is to call the customer service hotline of CCB, and the rate is as follows: monthly interest is 0.8%, and the principal is 20,000 yuan, so the monthly interest is 160 yuan, and the principal of 20,000 yuan is 555.56 yuan in 36 installments, and the monthly repayment amount with interest is 765,438+. In addition, the installment of consumption should be handled from the end of consumption to the second day before the latest bill date. You can register a real-name registration system user on the credit card website of CCB, enter "My Credit Card", select an unbilled RMB account, click the "Apply for Consumption Staging" button, select the number of stages, and confirm the application information and submit it.