Gold card annual fee is free in the first year (100 yuan/card/year). After spending 1, the annual fee for the following year will be reduced (588 yuan/card/year). After swiping your card within 90 days, the annual fee for the first year will be automatically returned to your platinum card account. 2) From the date of card activation, swipe the card for 65,438+02 times every 65,438+02 months or the amount exceeds 30,000 yuan, and the annual fee for the following year will be reduced or exempted.