How to repay with a credit card

The credit card repayment method is as follows:

1. Repayment at the bank counter: Go to the counter of the issuing bank of the credit card to make repayment and inform Bank tellers can make repayments by credit card, but you need to prepare cash;

2. ATM repayment: go to the ATM machine of the credit card issuing bank to perform savings operations, and you need to prepare sufficient cash;

3. Online bank repayment: Find a savings card with a sufficient balance and online banking, and transfer the money to the credit card account with the same bank or across banks for repayment. A small service fee will be deducted for the inter-bank transfer operation;

4. Associated savings card repayment: Generally, when applying for a credit card, bank staff will ask if they can apply for a savings card from the same company, associate the savings card with the credit card, and set the deduction date. As long as the savings card has sufficient assets, the bank will automatically start from Transfer money from your debit card to pay off your credit card, so you don’t have to worry about overdue credit card repayments.

Notes on credit card installment payments:

1. Before taking an installment loan, you must read the contract clearly, especially the interest and default clauses;

2. Pay attention to the contract Some of the services here are optional and you can choose according to your own situation;

3. The installment fee is often directly related to the number of phases, so you should choose the most appropriate number of phases according to your own situation;

4. Remember the monthly repayment date clearly to avoid liquidated damages or bad credit records due to overdue repayment;

5. See clearly the conditions for early repayment and understand the fees and charges in advance. calculate.

How to repay CCB credit card?

Customers can handle CCB credit card repayment in the following ways: 1. Log in to mobile banking, go through the "Credit Card - Card Services - My Accounts - Repay for Me" menu, and follow the prompts. The repayment amount supports the selection of "repayment required in this period", "minimum repayment required" or "enter repayment amount". Warm reminder: If you need to handle foreign exchange purchase and repayment, please do so before 22:00 every day. 2. Follow and enter the "China Construction Bank" WeChat official account. After binding the credit card, enter "repayment" in the official account conversation mode to obtain the link, and follow the prompts to process.

(In case of business changes, please refer to the actual situation.)

How to repay the credit card?

Credit cards can be repaid in-person at the card-issuing bank, via WeBank POS mobile phone, by transfer/remittance, or online.

1. Within the card issuing bank

This method includes: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

2. Weiyintong POS mobile phone

Weiyintong POS mobile phone is a mobile financial system personal payment terminal, which can be used to directly swipe credit cards for repayment, as well as transfer and other services. . Instant payment!

3. Transfer/remittance repayment

It is mainly divided into two methods: inter-bank in the same city and inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

4. Online repayment

The more common online platforms in China include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

Notes:

1. The target customers of bank credit cards are high-end income groups. From the above characteristics, we can also see that the characteristics of credit cards are more about convenience than saving money. Not only do you have to pay an annual fee to use a credit card, but if you miss the repayment time, the penalty interest is very high.

2. People without financial income, such as students, should not apply for a credit card easily. Even if they do not use a credit card, they still have to bear the annual fee and other items. People who hold credit cards should give up using their credit cards and go through the card refund procedures in a timely manner. Otherwise, various credit card fees and subsequent interest, late payment fees, etc. will lead to personal economic losses and reduced credit, which will affect mortgages, car loans, etc.

How to repay credit card? Credit card repayment method

Credit card repayment method is as follows.

1. You can go to the bank counter to make repayment and perform manual repayment operations.

2. You can also go to the ATM self-service machine of the credit card issuing bank to perform repayment operations.

3. You can also find a savings card with sufficient balance and online banking to make online banking repayments.

4. Alipay has a credit card repayment function.

How to repay a credit card

A credit card can be repaid at any time between the statement date and the repayment date. The billing date refers to the date when the bank sends us a debt statement, and the repayment date is the final date of repayment.

Credit card repayment methods generally include:

1. Repayment through the card issuer’s APP: After the cardholder downloads the card issuer’s APP, he or she can bind a credit card with sufficient balance to it. Debit card. In this way, you can make credit card repayments through the card issuer's APP before the repayment date arrives.

2. Repayment by automatic repayment business: If you also apply for a savings card at the bank that handles credit cards, you can open the automatic repayment business, and automatic repayment can be achieved when the balance in the savings card is sufficient;

3. Bank counter repayment: Cardholders can go to bank branches with their credit cards, ID cards and cash and handle credit card repayment at the counter.

4. ATM repayment: You can repay by depositing money at the ATM machine of the credit card issuing bank;

5. Third-party platform repayment: Alipay, WeChat, Duxiaoman Third-party platforms such as finance can also pay back credit cards.

That’s it for the introduction of how to pay off a credit card.