If you work on the construction site, the pass rate will be very low and the bank's approval will be very strict. I can only suggest trying to apply and try my luck.

To apply for China Merchants Bank credit card, the following conditions must be met:

1. ID card.

2. Work certificate (certificate issued by the unit, copy of work permit and business card)

One of the following conditions must be met (the more materials provided, the higher the probability and amount of card issuance; You can't apply if you don't meet any of them):

(1) social security: social security for more than 6 months, and the social security base is not less than 1000 yuan;

(2) Proof of financial resources: copy of real estate license (more than 50 square meters or worth more than 300,000 yuan) and copy of automobile driving license (private car, worth more than 50,000 yuan, used for no more than 5 years);

⑶ Education: Bachelor degree or above graduated after 2000; Postgraduates and doctoral students can apply for gold cards directly;

(4) Qualification documents: photocopies of qualification certificates of certified public accountants, lawyers, economists, tax agents, appraisers and auctioneers directly apply for gold cards;

(5) Card application: there is a copy of the credit card of another bank (it must be used for more than 3 months)+the latest statement or the latest POS bill;

(6) China Merchants Bank's current account: China Merchants Bank's payroll account (no less than 65,438+0 500 yuan per month) or China Merchants Bank's loan account (with good credit and overdue for no more than 60 days);

(7) Private business owner: a copy of the business license with a registered capital of not less than 6,543,800+0,000;