To apply for a credit card, you need to fill in an application form, and your employer is required to fill it out. However, many people plan to apply for a card without an employer. They would like to know if there are any credit cards that can be applied for without an employer. There are such credit cards, but the key depends on how you apply for the card.

1. Student credit card: All banks have launched student credit cards. College students over 18 years old can apply as long as they provide their ID card, student ID and other information. You can also apply for a card without an employer. But the bad thing is that there is no overdraft limit when applying for a card, and you can only spend money by depositing money. The only advantage is that you can enjoy the bank's discounts.

2. Supplementary card: As long as you meet the conditions for applying for a card, many banks can apply for it if you are 14 to 60 years old. If your immediate family members have a main credit card, you can ask them to give it to you. Applying for an additional card does not require an employer. However, after the additional card is issued, it will be linked to the name of the primary cardholder, and the primary and secondary card limits are unlimited.

If you feel that neither of these two types of credit cards are what you need, it will be difficult to apply for a standard main credit card. Because there is no work unit and unstable income, few people such as freelancers and self-employed people can apply for the card. In this case, they must prove their ability to repay the loan and then use a suitable method to apply for the card.