In order to attract customers, major banks are constantly issuing new credit cards every year, and at the same time, in order to meet the needs of different groups of people, they have launched dual-currency and single-currency credit cards. Then, do you know what are the dual-currency credit cards of CITIC Bank? Which is better for a dual-currency card?
What are the dual-currency credit cards of CITIC Bank?
CITIC Bank's dual-currency credit cards mainly include: CITIC MasterCard Standard Platinum Card, CITIC Air China Phoenix Credit Card, CITIC IHG? There are co-branded cards, CITIC Air China UnionPay credit card (platinum card), CITIC VISA standard platinum card, CITIC co-branded card, etc.
Which is better for CITIC Bank's dual-currency credit card?
1. A card suitable for business trip: CITIC Air China Phoenix Companion Credit Card.
Reasons for introduction: If you book air tickets through established channels and travel at home and abroad by international and domestic flights, you can get flight delay insurance for free, and the maximum compensation for flight delay of 4 hours is 1 1,000 yuan; CITIC Bank's 24-hour free accident hospitalization medical insurance; Per consumption 15 yuan cumulative 1 Phoenix accompanying mileage.
2. A card suitable for travel: CITIC Yilong co-branded card.
Reason for introduction: the first brush won 6000 E Long membership points; The hotel provides preferential accommodation, "buy 10 for free1"; 24-hour global free traffic accident insurance.
3. A card that can enjoy distinguished service: CITIC VISA standard platinum card.
The above is the introduction of CITIC Bank's dual-currency credit card. I hope it works for you.
Which card should I use for CITIC Bank's credit card?
Citic unionpay standard IC credit card universal card; CITIC Bank Q enjoys the gold card of the joint-name card; CITIC Bank UnionPay Bojinka; Citic Taobao co-branded credit card (V version). These four credit cards of CITIC Bank are rich in rights and interests and easy to operate.
Credit card is a credit certificate issued by commercial banks or credit card companies to qualified consumers.
Two, the form of credit card is a card with the name of the issuer, the validity period, the number, the name of the cardholder and other contents printed on the front. [1] Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Third, the earliest credit card appeared at the end of 19. In the 1980s, the British clothing industry developed the so-called credit card, followed by the tourism and business sectors. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line. In 1950s, McNamara, an American Manhattan credit expert, dined in a restaurant. Because he didn't bring enough money, he had to ask his wife to send money. This made him feel embarrassed, so he organized DinersClub (English: Diners Club). Members can bring their dining charge cards to 27 designated restaurants for consumption without paying cash. This is the earliest credit card. Franklin National Bank was the first bank to issue credit cards, and other American banks followed suit.
It is said that one day, Frank McNamara, an American businessman, entertained guests in a restaurant in new york. After eating, he found that he forgot to bring his wallet. He was deeply embarrassed and had to ask his wife to bring cash to the restaurant to settle the bill. So McNamara came up with the idea of creating a credit card company. 1 In the spring of 950, McNamara and his friend Schneider jointly invested110,000 US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can keep accounts and spend money. This kind of credit card that does not need to be handled by a bank is still a commercial credit card.
Fourthly, another way of saying credit card is that credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts. 20 12 February, the bank confirmed that the credit card is safer without password, and if it is stolen, it will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days). Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the date of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.
Which credit card of CITIC is better?
I personally applied for the standard fund of CITIC Bank, which I think has met my basic consumption needs.
For different users with different consumption habits, it is particularly critical to apply for a credit card that suits their consumption habits. Although the functions of credit cards are basically the same, different card types may have different highlights and different preferential activities. Regarding your question, I will answer it in detail from the following points.
I want to talk about my credit card.
My own CITIC Bank credit card is CITIC Standard Gold Card, which is the basic version of CITIC Bank credit card. I have considered using other credit cards of CITIC Bank before, but later I found that my consumption scenario is relatively simple, and there is no need to use additional functions at all. Personally, I prefer the color matching and design of standard gold of CITIC Bank, so I chose this card type.
You can decide which credit card to use according to your consumption demand.
Generally speaking, the amount of different credit card types in each bank is shared, which means that no matter which credit card you apply for, you can get the same amount. Many people choose to handle different cards, mainly because different cards have different functions. If you like online shopping, you can apply for a joint card of CITIC Bank and some e-commerce. If you like traveling, you can apply for a cooperation card between China CITIC Bank and a travel agency.
There are many types of credit cards in CITIC Bank.
In fact, every bank will have different credit card types. For those banks that pay more attention to credit card business, they will design different types of cards to meet various consumption scenarios. As I said above, you can decide what kind of card to apply for according to your consumption habits and consumption scenarios. Generally speaking, there are many choices when applying for a credit card, and you need to choose according to your own preferences.
Finally, if you are really dazzled, I think it is very appropriate to apply for the standard fund, which can meet the needs of most people after all.
Which is the best credit card of CITIC Bank?
As one of the most popular commercial banks, CITIC Bank has a wide variety of credit cards. If you choose to run CITIC Bank for the first time, you must have no choice. So what credit cards are worth handling at CITIC Bank today? Let's see what credit cards are suitable for you.
Use credit cards abroad
Introduction: CITIC Full Currency Card, referred to as CITIC Full Currency Card for short, is suitable for overseas shopping, traveling and studying abroad.
Bring your own advantages:
1. Free of currency exchange fees and overseas cash withdrawal fees.
2. Free of annual fee
3. The monthly cash back for overseas consumption is as high as 6%.
4. Spend 3 times points abroad.
Credit cards are used in daily life in China.
Introduction: Young people's first Platinum UnionPay credit card is suitable for cardholders who often shop online in China.
Bring your own advantages:
1. Accumulate double points for online transactions.
2, 2 hours flight delay insurance
3150,000 yuan aviation accident insurance
4. 1 10,000 yuan accidental hospitalization medical insurance
5. The annual fee is free in the first year, and the annual fee is reduced by swiping the card 12 times in the second year.
Introduction: online trading double points, suitable for women to apply.
Bring your own advantages:
1, single points for Puka, double points for Golden Card and Platinum Card.
265438+ 10,000 yuan female health insurance
3. Six high-end beauty spas throughout the year
Introduction: High-value cards are suitable for cardholders who shop in JD.COM all the year round.
Bring your own advantages:
1, the first to send 25 yuan white coupons; New users who spend more than 399 yuan will be given a lock lock capsule thermos cup or 14 inch Leshang leisure backpack; New users spend more than 3999 yuan in a single transaction, and they are given a 20-inch Ramowa boarding box (50 pieces).
2. White stripes are free of installment shopping
3, 4 hours 1000 yuan flight delay insurance
4. The integral is steel _, and one steel _ equals one yuan.
5. Credit card or withdrawal in the current month is exempt from the annual fee for the first year.
High end credit card
Card selection strategy CITIC Bank credit card is worth starting with.
Introduction: Suitable for high-income applicants.
Bring your own advantages:
1, double integral
2. Free medical institutions
Let's stop here and introduce which credit card of China CITIC Bank.