The amount payable refers to the total amount of overdraft consumption in the last billing cycle; The minimum repayment amount refers to the minimum amount that the issuing bank allows you to return before the final repayment date. It should be pointed out that if you choose the minimum repayment amount, you will not enjoy the interest-free repayment period, and you need to pay the overdraft interest of all transactions in the current bill to the issuing bank, usually 0.05%/ day. You can choose one of them to repay according to your own financial situation. If your financial situation permits, it is recommended to repay in full and reduce interest expenses.

The minimum repayment amount is usually calculated as follows:

Minimum repayment amount = 65438+ 00% of credit card consumption+65438+00% of cash advanced+65438+000% of the minimum repayment amount not paid in the previous period+65438+000% of expenses and interest.

The above calculation method is for reference only, subject to the provisions of the issuing bank.