When we apply for a mortgage, we usually choose a big bank, and few people will choose Bank of Communications, thinking that Bank of Communications is not good and the review is slow. In fact, although the approval of bank of communications mortgage is relatively strict, it is still very good in all aspects.

Bank of Communications mortgage interest rate After all, Bank of Communications is a state-owned bank. The credit card risk control of Bank of Communications has always been strict among many banks, and the approval of personal housing loans is also very strict. However, if you apply for a mortgage in Bank of Communications, you will be approved to lend as long as there is no problem with the qualifications such as credit reporting. As a state-owned bank, Bank of Communications generally has sufficient loan amount, and the mortgage interest rate will be lower than that of joint-stock commercial banks. If you want to apply for a mortgage, then you can also consider Bank of Communications, hoping to help you.

Second, is the Bank of Communications mortgage review strict?

Under the condition of complete materials, Bank of Communications will transfer the ownership within 7 to 10 working days, which will not take that long. Bank of Communications can easily approve loans. The branch will sign the loan contract and submit the application. The head office will call the landline on your income certificate and ask if your company has any problems with your personal income. Just tell the truth.