In addition, what assets can you prove, which is also critical;

Age?

I can only say a general situation. If you have a bachelor's degree and graduated, you can apply for a youth card from Bank of Communications or China Merchants Bank. Low threshold, not bad.

If you have a stable job and income certificate, then all commercial banks can recommend China Merchants, Guangfa, Ping An, Xingye, Huaxia or Transportation, depending on which bank you went to, it's almost the same. The four major banks are more difficult and the quota is not high.

If you are a business owner or legal representative, the same as above.

If you are none of these, you can only consult the lobby manager, because I don't know your specific situation, I suggest you go to investment consultation.