Ping An Credit Card charges a fixed fee in installments and there is no interest.

1. Currently, Ping An Credit Card has launched bill installments and single consumption installments.

The number of bill installments and the handling fee rate are as follows:

6[0.68 ,0.90], 9[0.66,0.87], 12[0.64,0.85], 18[0.62,0.84], 24[0.60,0.84].

The number of installments and handling fee rates for a single consumption are as follows: 3 periods [0, 1], 6 periods [0, 1], 12 periods [0, 1], 18 periods [0, 1] ], Issue 24 [0, 1].

For example, for 12 installments of 10,000, the handling fee is expected to be 83 per month, and the total handling fee is 996. The specific handling fee will be shown at the time of application.

2. Bill installment application time: The deadline for bill installment application starts from the day after the bill is issued, and can be applied until the 1st of the due repayment date. For example: the customer issues the bill on the 5th of each month, that is, from 6 to 24 You can apply on any day.

The application time for installment payment for a single transaction: from the day the card is swiped to the date of the latest bill. For example: the customer's bill date is the 5th and the consumption is the 23rd, that is, the application can be made from the 23rd to the 5th of the following month.

3. After handling the installment business, the amount of each installment is the principal of the installment, which is evenly distributed to the monthly bill according to the number of installments. If there is any remainder, it will be collected in the first installment. The handling fee is charged for each period, and the handling fee rates are different for different periods. The installment amount and handling fee for each installment will appear on your monthly bill. You only need to pay off the bill in full on time before the payment due date.

The application method is as follows:

1) After logging into the New Pocket Bank APP, click: Credit Card - More - Installment Loan, and apply according to the prompts;

2) Log in to the following link: Ping An Credit Card Online Banking; and click "Instalment Management" in the operation interface.