Current location - Trademark Inquiry Complete Network - Overdue credit card - How many days can the credit card be extended to the repayment date?
How many days can the credit card be extended to the repayment date?
Credit card repayment date can generally be extended by 3 days.

1, usually three days. Some banks will give cardholders a certain grace period, usually 1-3 days. However, if the amount is relatively large and it needs to be postponed, I suggest you contact the bank in advance. Some banks can't delay repayment. The extension is usually 1 and 5 days, and the time varies from bank to bank. So I suggest you ask the customer service department of the bank. For reference only. Another point, whether it is China Merchants Bank or other banks, the "repayment date" refers to the last day of the interest-free repayment period.

1. The due date of credit card repayment refers to the latest date when the credit card issuer requires the cardholder to repay the due amount. In other words, after the issuing bank issues the bill, you should pay off all the expenses you have spent before the repayment due date. In fact, the maturity date is the last day of the interest-free repayment period. Repayments before this date are interest-free. If the repayment is overdue beyond the final repayment date, interest and late fees will be charged. The repayment date of CGB credit card is 20/26 days after the bill date.

2. First of all, credit card consumption that must be repaid in full before the repayment date stipulated by the bank can enjoy an interest-free period; Secondly, the interest-free period is not applicable to credit card withdrawal, and the withdrawal amount must be collected from the date of withdrawal. Fifth, as interest, a withdrawal fee will be charged for each withdrawal; Finally, if the minimum repayment amount is insufficient on the final repayment date stipulated by the bank, in addition to not enjoying the interest-free period, personal credit will be collected, resulting in overdue records.

3. Credit card, also known as credit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. The form is a card with issuer's name, expiration date, number and cardholder's name printed on the front and magnetic stripe and signature strip printed on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, banks settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. The credit card stipulated in the relevant laws of China (Interpretation of the NPC Standing Committee on Credit Card Clauses in the Criminal Law of People's Republic of China (PRC)) refers to the card issued by commercial banks or other financial institutions with the functions of consumer payment, credit loan, transfer settlement, electronic payment, etc., and with the functions of accessing cash in whole or in part.