What is the inquiry password of the credit card

If it is a CMB credit card, our credit card * * * has two passwords, namely the inquiry password and the transaction password. 1. Password inquiry: the password used when calling our customer service hotline, online banking login and online payment at home and abroad; 2. Transaction password: it corresponds to the two functions of credit card password and cash advance respectively, and these two functions need to be enabled separately. After being enabled, you will use the transaction password when spending money by credit card or borrowing cash in advance. ① Password swiping function: refers to the function of verifying the password when swiping the card. At present, it is applicable to the physical card-passing transactions of UnionPay lines at home and abroad, excluding non-card-passing transactions, such as card-pressing transactions, manual authorization transactions, telephone booking of air tickets, etc. ② Cash advance function: it is suitable for ATM to check credit card limit and ATM or bank counter to withdraw cash. Warm reminder: there will be corresponding handling fees and interest when you withdraw cash. They are all 6 digits. Please do not use multiple consecutive or repeated digits.

Credit card inquiry password

Basic definition

As the name implies, this password is used for inquiry, which refers to the password that credit card users need when conducting online banking or telephone banking account inquiry. Users need to use this password when inquiring about credit card usage information and expense information.

specific function

the credit card inquiry password is the inquiry password that comes with the credit card when the bank delivers it. Generally, the bank will mark the initial password on the credit card information.

If credit card users need to inquire about credit card accounting information, or use the inquiry password when inquiring about other information, it is one of the important guarantees for credit card security.

setting method

users can modify it directly through online banking or telephone banking. If you forget your password, you can also choose the password reset service.

It should be noted that although querying the password cannot enable the credit card to perform the transaction function, it holds the important personal credit card information of the user. Therefore, it is very important to keep the credit card inquiry password properly.

Precautions

With the continuous improvement and development of telephone banking and online banking, some self-service channels will become the main service choices for credit card users. When customers use these self-service services, they need a high degree of confidentiality service environment, so the role of credit card password inquiry must not be underestimated.

it is the proof of the identity of the credit card user, and it holds more important personal information of the user. Therefore, users need to pay attention to confidentiality and don't show it easily. After receiving the credit card, it is best to reset the inquiry password and the transaction password with different passwords.

what is the inquiry password of the credit card?

Credit card inquiry password refers to the password that the cardholder must enter when entering telephone banking or online banking for inquiry.

The credit card inquiry password is a 6-digit password set by the cardholder when opening the card. The password for swiping a card is the transaction password, and the inquiry password must be set when opening a credit card, and the transaction password can be set selectively. The query password of online banking refers to the password used by public customers who use online banking instead of personal online banking. Log in to the personal online banking website and then log in to check the balance or details of the credit card. At this time, you need to use the query password, which is different from the cash withdrawal password set when opening the card. But if you change the cash withdrawal password, check whether the password is the same or the password when you originally opened the card. If you can't remember the inquiry password, you don't need to report the loss. You can reset it directly at the counter with your ID card.

With the continuous improvement of telephone banking and online banking, these self-service channels will provide customers with more and more convenient services. When customers use these self-service services to complete accounting treatment and save time, they should also pay attention to the confidentiality of personal information to protect personal information. Therefore, the role of password inquiry can not be underestimated. Like transaction passwords, it also requires cardholders to pay attention to confidentiality and cannot be easily displayed. Therefore, when the card is activated, it is necessary to set both the transaction password and the inquiry password to protect the security of the credit card.

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What does the credit card inquiry password mean?

Credit card inquiry password refers to the password that the cardholder must enter when entering telephone banking or online banking for inquiry. The password for swiping a card is the transaction password, and the inquiry password must be set when opening a credit card, and the transaction password can be set selectively. The query password of online banking refers to the password used by public customers who use online banking instead of personal online banking.

1. Domestic card issuers usually have two kinds of inquiry passwords and transaction passwords. In order to facilitate memory, they are allowed to set the same inquiry password and transaction password, but setting different inquiry passwords and transaction passwords is more conducive to credit card security. Credit card inquiry password refers to the password that the cardholder must enter when entering telephone banking or online banking for inquiry. Credit card has two passwords, transaction password and inquiry password. The inquiry password must be set when opening a credit card, and the transaction password can be set selectively. 2. There are many ways to inquire about password setting, but the most convenient way is to directly dial the credit card service hotline of the issuing bank and follow the voice prompts. If not, then transfer to manual customer service and set it with the help of customer service. 3. If the cardholder forgets to check the password, he can bring his ID card to the bank for handling; If you need to change the password, you can go to the channels designated by the issuing bank such as ATM, telephone banking and online banking.

1. The credit card inquiry password is a 6-digit password set by the cardholder when opening the card. Log in to the personal online banking website and then log in to check the balance or details of the credit card. At this time, you need to use the query password, which is different from the cash withdrawal password set when opening the card.

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but if you change the cash withdrawal password, you can find out whether the password is the same or the password when you originally opened the card.

third, with the continuous improvement of telephone banking and online banking, these self-service channels will provide customers with more and more convenient services. When customers use these self-service services to complete accounting treatment and save time, they should also pay attention to the confidentiality of personal information to protect personal information. Therefore, when the card is activated, it is necessary to set both the transaction password and the inquiry password to protect the security of the credit card.

what is the credit card inquiry password? What if I forget my password?

friends who have used credit cards know that they must be given an inquiry password and a transaction password before they can use them. However, many card friends don't know this query password, and they don't know what password it is, what uses it has, and what to do if they forget it. Let's introduce the relevant contents of credit card inquiry password for everyone.

What is the credit card inquiry password

The credit card inquiry password is the inquiry password required to enter telephone banking or online banking, and generally consists of 6 digits.

a password that is usually used for online banking login, telephone service hotline identity verification, domestic online transactions and/or online banking account inquiry to prove the identity of the cardholder.

this password is as important as the transaction password, so the cardholder should pay attention to confidentiality, and can't easily show it to others.

How to set the credit card inquiry password

There are several methods to set the credit card inquiry password, such as telephone setting, outlet counter setting and online banking setting.

if you want to set the phone number, you can call the credit card customer service hotline of the issuing bank, select Chinese service or Putonghua, select activation and password setting according to the voice prompt, and enter 6 digits.

in case of setting up a branch counter, you need to bring a valid ID card and a credit card, and set up an inquiry password at the counter of each business branch of the issuing bank.

if online banking is set, you can log in to the issuer's online banking and set the inquiry password according to the prompts.

What should I do if I forget my credit card password?

If you forget your credit card password, you can directly call the customer service number of the bank where your credit card is located, then select cardholder service, press card opening and password setting, then select transaction password setting and modification, and then select password setting and modification.

If the setting is still unsuccessful, you can change it to manual service to help you modify it. In addition, it can also be modified in the official website of the bank.

The above is the introduction of "What is the inquiry password of credit card". From the above introduction, it can be seen that the inquiry password of credit card is required to enter telephone banking or online banking, and generally consists of 6 digits, which can be set through telephone settings, branch counters and online banking. It is recommended not to set the password too simply, or use the birthday as the password, so as to avoid password leakage and credit card security risks.

This is the end of the introduction about what the credit card password means and how to read it. Did you find the information you need?